Credair Intermediary Services Limited

Reference number: 726937

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When credair.org first appeared online, and whether it can receive email
  • What kind of line 020 4577 1440 is, and the other firm that gives it
  • Who else gives the postcode EC3R 8AJ
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Other names (10)

If you were contacted under any of these names, it is this firm.

  • Fly Now Pay Later Limited Former name
  • Guavapay Credit Intermediary Services Limited Former name
  • Cruise Now Pay Later Former trading name
  • Fly Now Pay Later Former trading name
  • Guavapay Credit Services Former trading name
  • Guavapay CS Former trading name
  • Laterly Former trading name
  • MyGuava Former trading name
  • MyGuava Credit Former trading name
  • Pay Later Former trading name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (1 permission)
  • Credit Broking

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Concerns on the company record

  • Accounts are overdue at Companies House.
  • Confirmation statement is overdue at Companies House.
Company number
06936813
Company status
Active
Company type
Private limited company
Incorporated
17 June 2009 (17 years old)
Registered office
Monument Place, 24 Monument Street, London, Greater London, EC3R 8AJ, England
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Filed accounts and finances

18 months to 31 December 2024Small company accountsNot audited

Net assets

£416k

No earlier figure to compare

Employees (average)

0

Same as 0

Owed within a year

£12.3k

−37% from £19.3k

Its next accounts are overdue at Companies House.

Total equity

In the full report: all 5 years of accounts

  • Every year from 2019 to 2024
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 06936813. Figures are exactly as filed; nothing is estimated.

Key dates in its history

Credair Intermediary Services’s history from the FCA register and Companies House, newest first.

Key events (9) All events (43)

2026

14 April 2026

  • Changed its registered name from "Guavapay Credit Intermediary Services Limited"

FCA register

2025

13 May 2025

  • Board replaced: its only director left and a new director took over

Companies House

2024

1 November 2024

  • Changed its registered name from "Fly Now Pay Later Limited"

FCA register

31 October 2024

  • Jasper Dykes stopped being a part-owner
  • Tainotech Holding Limited took control (75–100% of shares)

Companies House

2016

31 May 2016

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

6 April 2016

  • Jasper Dykes became a part-owner (25–50% of shares)

Companies House

2009

17 June 2009

  • Incorporated at Companies House

Companies House

In the full report: all 43 events

  • All 43 events in its history (9 shown here)
  • Every director appointment and resignation: 16
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Firms connected to Credair Intermediary Services

Other FCA-listed firms that share a director, phone number or address with Credair Intermediary Services. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its phone number
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same phone number (1), the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Credair Intermediary Services

Other firms of the same type (credit broker), nearest first.

In London

London Business SchoolLondonAuthorisedRoyal College of Nursing of the United KingdomLondonAuthorisedRobert BurgessLondonAuthorisedSwoop Finance LimitedLondonAuthorisedNanotax LimitedLondonAuthorisedMha Financial Solutions LimitedLondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Credair Intermediary Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details, 1 flagged
  • 5 years of accounts, charted
  • All 43 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Credair Intermediary Services Limited FCA authorised?
Yes, Credair Intermediary Services Limited (FRN 726937) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since May 2016 and works as a credit broker. The FCA has placed no limits on its permissions.
What is Credair Intermediary Services’ phone number and website?
The FCA register lists the phone number 020 4577 1440 and the website credair.org for Credair Intermediary Services. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is Credair Intermediary Services a scam or clone?
Credair Intermediary Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Credair Intermediary Services?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Credair Intermediary Services handles your money, so check the specific product before you commit. You can also refer complaints about Credair Intermediary Services to the Financial Ombudsman Service, free of charge.
Who owns Credair Intermediary Services?
Credair Intermediary Services is owned by Tainotech Holding Limited, which holds 75–100% of shares and 75–100% of votes, since 31 October 2024. Before that, it was controlled by Mr Jasper Dykes.
How long has Credair Intermediary Services been in business?
The company was formed on 17 June 2009, and has held its current FCA authorisation since May 2016.
What do Credair Intermediary Services’ latest accounts show?
Its latest accounts, to 31 December 2024, show net assets of £416k (no earlier figure to compare). Its accounts are overdue at Companies House.
Does Credair Intermediary Services use any other names?
It has previously used 10 other names, including Fly Now Pay Later Limited, Guavapay Credit Intermediary Services Limited and Cruise Now Pay Later.

Sources and links

The full report on Credair Intermediary Services Limited

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