Credent Finserv Limited

Reference number: 833007

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    0333 060 0310

  • Address

    Pacific House, 382 Kenton Road, Harrow, HA3 8DP, United Kingdom

In the full report: 2 background checks

  • What kind of line 0333 060 0310 is
  • Who else gives the postcode HA3 8DP
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • DNS Spalding Properties Ltd. Former name
  • L. CONCORD (LONDON) LTD Former name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (1 permission)
  • Credit Broking

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
11745194
Company status
Active
Company type
Private limited company
Incorporated
31 December 2018 (7 years old)
Registered office
Dns House, 382 Kenton Road, Harrow, Middlesex, HA3 8DP, United Kingdom
Nature of business
  • Buying and selling of own real estate (SIC 68100)
  • Other letting and operating of own or leased real estate (SIC 68209)

Directors and company secretaries

Name Role Born Appointed Other companies
Sumit Agarwal Director Oct 1978 31 Dec 2018 109 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
109
closed down
33
went insolvent
2

In the full report: all 109 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • The 2 that went into liquidation or administration
  • The 3 on the FCA register, including one no longer authorised
  • All 3 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Micro-entity accountsNot audited

Net assets

£73

Up £2,679 from −£2,606

Employees (average)

0

Same as 0

Net assets

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 11745194. Figures are exactly as filed; nothing is estimated.

Key dates in its history

Credent Finserv’s history from the FCA register and Companies House, newest first.

Key events (8) All events (15)

2024

2 August 2024

  • Changed its registered name from "DNS Spalding Properties Ltd."

FCA register

1 April 2024

  • Amit Agarwal no longer has significant control

Companies House

2023

9 May 2023

  • Changed its registered name from "L. CONCORD (LONDON) LTD"

FCA register

19 April 2023

  • Amit Agarwal gained significant control

Companies House

2019

20 February 2019

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2018

31 December 2018

  • Incorporated at Companies House
  • Sumit Agarwal took control (75–100% of shares)

Companies House

In the full report: all 15 events

  • All 15 events in its history (8 shown here)
  • Every director appointment and resignation: 5
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Firms connected to Credent Finserv

Other FCA-listed firms that share a director, phone number or address with Credent Finserv. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
no longer authorised
1
share a director
2

In the full report: all 2 connected firms, named

  • How each is linked: shared directors (2), the same postcode (1)
  • Who links each one: the named directors, with dates
  • 1 past link through former directors
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Firms like Credent Finserv

Other firms of the same type (credit broker), nearest first.

In Harrow

Elite Accountancy LtdHarrowAuthorisedFinance House LimitedHarrowAuthorisedHetal PatelHarrowAuthorisedThe Keepers and Governors of the Revenues Possessions and Goods of the Free Grammar School of John LyonHarrowAuthorisedVictor DevendrarajahHarrowAuthorisedAmit SonejiHarrowAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Credent Finserv

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 109 other companies its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 15 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Credent Finserv Limited FCA authorised?
Yes, Credent Finserv Limited (FRN 833007) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since February 2019 and works as a credit broker. The FCA has placed no limits on its permissions.
What is Credent Finserv’s phone number?
The FCA register lists the phone number 0333 060 0310 for Credent Finserv. If you were given different contact details, use these to check with the firm before going any further.
Is Credent Finserv a scam or clone?
Credent Finserv is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Credent Finserv?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Credent Finserv handles your money, so check the specific product before you commit. You can also refer complaints about Credent Finserv to the Financial Ombudsman Service, free of charge.
Who owns Credent Finserv?
Companies House lists one person with significant control of Credent Finserv: Sumit Agarwal (75–100% of shares). Before that, it was controlled by Amit Agarwal.
Who runs Credent Finserv?
Companies House lists one director of Credent Finserv: Sumit Agarwal.
How long has Credent Finserv been in business?
The company was formed on 31 December 2018, and has held its current FCA authorisation since February 2019.
What do Credent Finserv’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £73 (up £2,679 from −£2,606).
Does Credent Finserv use any other names?
It has previously used 2 other names: DNS Spalding Properties Ltd. and L. CONCORD (LONDON) LTD.

Sources and links

The full report on Credent Finserv Limited

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