Credit Change Ltd

Reference number: 1016746

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Acts as a payment agent

This firm does not hold FCA authorisation of its own. It acts as a payment agent under another firm's authorisation.

This is one of the company's FCA records. It separately holds full FCA authorisation under FRN 1005131 →.

The FCA register does not name a principal for this firm.

Same company

This company holds another FCA record

A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    0116 268 8930

  • Verified address

    128 City Road, London, Islington, EC1V 2NX, United Kingdom

Company details

From the company's Companies House record.

Company number
15183855
Company status
Active
Company type
Private limited company
Incorporated
3 October 2023 (2 years old)
Registered office
3 Melton Road, Leicester, LE4 6PN, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Current directors and secretaries

Name Role Born Appointed
Reejith Kariyadan Director Oct 1975 3 Oct 2023
Ritesh Lahoti Director Feb 1983 26 Mar 2025
Anil Kumar Singh Director Nov 1976 26 Mar 2025

Check on the FCA register → Report a scam →

Activities and protection

What the record covers, and how you are protected

  • Protection works through the principal
    This firm acts as an agent of an authorised payment or e-money firm rather than holding its own authorisation. FSCS does not protect money held by an agent. Funds should be safeguarded by the principal, and the Financial Ombudsman Service may still be able to look at a complaint.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Credit Change Ltd FCA authorised?
Credit Change Ltd (FRN 1016746) is on the FCA register as an agent of an authorised payment or e-money firm. It does not hold its own authorisation: it acts under the principal's, and the principal is responsible for the money.
Is my money safe with Credit Change?
Credit Change is an agent, so it does not hold its own FCA authorisation and FSCS does not protect money held by an agent. Your money should be safeguarded by the authorised firm it acts for. You can still refer a complaint to the Financial Ombudsman Service, which may be able to look at it.
Is Credit Change a scam or clone?
Credit Change is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Credit Change's Firm Reference Number (FRN)?
Credit Change's FRN is 1016746. You can verify it on the FCA register.