Creditas Financial Solutions Limited: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 11 years
Complaints covered by the Ombudsman
No FCA actions
Active company since 2007
Accounts filed up to 31 January 2024
1 thing worth a closer look in the background checks

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

creditasfinancialsolutions.co.uk (opens in a new tab)
Phone number

01943 873277
Address

72 Otley Road, Guiseley, Leeds, West Yorkshire, LS20 8BH, United Kingdom

In the full report: 3 background checks, 1 thing worth a closer look

When creditasfinancialsolutions.co.uk first appeared online, and whether it can receive email
What kind of line 01943 873277 is
Who else gives the postcode LS20 8BH

Other names (50)

If you were contacted under any of these names, it is this firm.

CFS Autobroker Trading name: A name it trades under now.
www.creditasfinancialsolutions.co.uk Trading name: A name it trades under now.
Brilliant Finding Former trading name: A name it used to trade under.
Brilliant Funding Former trading name: A name it used to trade under.
Car Finance easy as 123 Former trading name: A name it used to trade under.
Car Finance NI Former trading name: A name it used to trade under.
Click Car Loans Former trading name: A name it used to trade under.
Creditaseasyas.com Former trading name: A name it used to trade under.
Creditas Financial Solutions (Edinburgh) Former trading name: A name it used to trade under.
Creditas Financial Solutions (Midlands) Former trading name: A name it used to trade under.
Creditas Financial Solutions (North) Former trading name: A name it used to trade under.
Creditas Financial Solutions (North East) Former trading name: A name it used to trade under.
Creditas Financial Solutions (North West) Former trading name: A name it used to trade under.
Creditas Financial Solutions (Scotland) Former trading name: A name it used to trade under.
Creditas Financial Solutions (South) Former trading name: A name it used to trade under.
Creditas FS Scotland Former trading name: A name it used to trade under.
Creditas Leisure Former trading name: A name it used to trade under.
Creditas Leisure & LCV Former trading name: A name it used to trade under.
Creditas Vehicle Solutions Former trading name: A name it used to trade under.
Easy 123 Finance Former trading name: A name it used to trade under.
Easy as 123 Finance Former trading name: A name it used to trade under.
Fresh Credit Former trading name: A name it used to trade under.
Motor Finance Scotland Former trading name: A name it used to trade under.
New Look Loans Former trading name: A name it used to trade under.
Replace My Vehicle Former trading name: A name it used to trade under.
Replacemyvehicle.com Former trading name: A name it used to trade under.
Rest assured Car finance Former trading name: A name it used to trade under.
Smart Choice Car Finance Former trading name: A name it used to trade under.
Social Motors Former trading name: A name it used to trade under.
test Former trading name: A name it used to trade under.
The Moto Club Former trading name: A name it used to trade under.
The Vehicle Finance Team Former trading name: A name it used to trade under.
Tikcar Former trading name: A name it used to trade under.
Unity asset finance Former trading name: A name it used to trade under.
Wise Cars Former trading name: A name it used to trade under.
www.carfinanceni.co.uk Former trading name: A name it used to trade under.
www.creditasedinburgh.co.uk Former trading name: A name it used to trade under.
www.creditasfinancial.org.uk Former trading name: A name it used to trade under.
www.creditasfsscotand.co.uk Former trading name: A name it used to trade under.
www.creditasfsscotland.co.uk Former trading name: A name it used to trade under.
www. creditasleisure.co.uk Former trading name: A name it used to trade under.
www.creditasscotland.co.uk Former trading name: A name it used to trade under.
www.creditassoth.co.uk Former trading name: A name it used to trade under.
www.creditassouth.co.uk Former trading name: A name it used to trade under.
www.motorfinancescotland.co.uk Former trading name: A name it used to trade under.
www.replacemyvehicle.co.uk Former trading name: A name it used to trade under.
www.restassuredcarfinance.co.uk Former trading name: A name it used to trade under.
www.thevehiclefinanceteam.co.uk Former trading name: A name it used to trade under.
www.yes2finance.com Former trading name: A name it used to trade under.
Yes2finance Former trading name: A name it used to trade under.

FCA permissions and consumer protection

Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (3 permissions)

Credit Broking
Debt Adjusting
Debt-counselling

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 06366166 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 10 September 2007 (19 years old)
Registered office: Thompson Close, Whittington Moor, Chesterfield, S41 9AZ, England
Nature of business: Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Lee David Streets	Director	May 1974	9 Jul 2024	20 other companies
Matthew James Hanson	Director	Nov 1983	28 Mar 2025	23 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 30
closed down: 3
are FCA-registered: 6

In the full report: all 30 companies, named

What each company does, and whether it is still trading
Which of these 2 directors sit on each board, and since when
Any that went into liquidation or administration
The 6 on the FCA register
The 13 companies these 2 directors run together
All 5 people who have ever been directors, with their dates

Filed accounts and finances

Year to 31 January 2024Full accountsNot audited

Net assets

£4.72m

+102% from £2.34m

Cash at bank

£3.53m

+161% from £1.35m

Employees (average)

26

+24% from 21

Owed within a year

£2.88m

+101% from £1.44m

Assets and liabilities

In the full report: all 5 years of accounts

Every year from 2020 to 2024
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 06366166. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Creditas Financial Solutions’s history from the FCA register and Companies House, newest first.

Key events (4) All events (112)

2016

6 April 2016

Creditas Financial Holdings Limited took control (75–100% of shares)

Companies House

2015

29 June 2015

Regulated by the FCA from this date
Became authorised by the FCA

FCA register

2007

10 September 2007

Incorporated at Companies House

Companies House

In the full report: all 112 events

All 112 events in its history (4 shown here)
Every director appointment and resignation: 8

Firms connected to Creditas Financial Solutions

Other FCA-listed firms that share a director, phone number or address with Creditas Financial Solutions. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 5
no longer authorised: 1
share a director: 4

In the full report: all 5 connected firms, named

How each is linked: shared directors (4), the same postcode (1)
Who links each one: the named directors, with dates
2 past links through former directors

Firms like Creditas Financial Solutions

Other firms of the same type (credit broker), nearest first.

In the Leeds (LS) postcode area

Anthony F Dawson & SonsLeedsSee the register CramagLeedsAuthorised David Arthur James GravesIlkleyAuthorised Fundi Commercial Finance LimitedLeedsAuthorised Isc Future Finance LtdLeedsAuthorised James DoylePudseyAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Creditas Financial Solutions

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

30 other companies its directors have run, named
3 background checks on its contact details, 1 flagged
5 years of accounts, charted
All 112 events in its history
5 connected firms, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Creditas Financial Solutions Limited FCA authorised?

Yes, Creditas Financial Solutions Limited (FRN 661849) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since June 2015 and works as a credit broker. The FCA has placed no limits on its permissions.

What is Creditas Financial Solutions’ phone number and website?

The FCA register lists the phone number 01943 873277 and the website creditasfinancialsolutions.co.uk for Creditas Financial Solutions. If you were given different contact details, use these to check with the firm before going any further.

Is Creditas Financial Solutions a scam or clone?

Creditas Financial Solutions is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Creditas Financial Solutions?

Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Creditas Financial Solutions handles your money, so check the specific product before you commit. You can also refer complaints about Creditas Financial Solutions to the Financial Ombudsman Service, free of charge.

Who owns Creditas Financial Solutions?

Creditas Financial Solutions is owned by Creditas Financial Holdings Limited, which holds 75–100% of shares and 75–100% of votes, since 6 April 2016.

Who runs Creditas Financial Solutions?

Companies House lists 2 directors of Creditas Financial Solutions: Lee David Streets and Matthew James Hanson.

How long has Creditas Financial Solutions been in business?

The company was formed on 10 September 2007, and has held its current FCA authorisation since June 2015.

What do Creditas Financial Solutions’ latest accounts show?

Its latest accounts, to 31 January 2024, show net assets of £4.72m (+102% from £2.34m) and cash at bank of £3.53m (+161% from £1.35m).

Does Creditas Financial Solutions use any other names?

It trades as CFS Autobroker and www.creditasfinancialsolutions.co.uk. It has previously used 48 other names, including Brilliant Finding, Brilliant Funding and Car Finance easy as 123.