Cremello Currency Management Limited

Reference number: 1024672

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When cremellocurrency.co.uk first appeared online, and whether it can receive email
  • What kind of line 020 3325 5700 is
  • Whether E14 5AA is a shared office: 43 other firms give it
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Cremello Trading name

FCA permissions and consumer protection

  • Handle payments & transfers Funds safeguarded
    Your money must be kept in a separate safeguarded account. If the firm fails, all safeguarded funds should be returned to you. With no upper limit, unlike the capped amounts under FSCS. Safeguarding works differently from FSCS, but protects your full balance when the rules are followed correctly.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (4 permissions)
  • 1. Services enabling cash to be placed on a payment account as well as all the operations required for operating a payment account.
  • 2. Services enabling cash withdrawals from a payment account as well as all the operations required for operating a payment account.
  • 3. Executing payment transactions (no credit line)
  • 5. Issuing and/or acquiring of payment instruments.

Limits on what they may do

  • Agents
    The firm will not onboard any agents.
  • Provision of payment services
    The firm will provide payment services by means of foreign exchange transaction connected to a payment transaction.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
10911678
Company status
Active
Company type
Private limited company
Incorporated
11 August 2017 (9 years old)
Registered office
Fora, One Canada Square, London, Greater London, E14 5AA, United Kingdom
Nature of business
  • Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name Role Born Appointed Other companies
Tom George Gardner Director Feb 1996 11 Aug 2017 4 other companies
Alfie Charles Martin Director Mar 1997 11 Aug 2017 2 other companies
Georgie Stuart Director Oct 1996 11 Aug 2017 2 other companies
Mark Christopher Phipps Director Mar 1981 29 Nov 2023 1 other company

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
5
closed down
1
run together
2

In the full report: all 5 companies, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 2 companies these 4 directors run together
  • All 5 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 August 2025Small company accountsNot audited

Net assets

£344k

−17% from £412k

Cash at bank

£44.9k

−85% from £306k

Employees (average)

10

+67% from 6

Owed within a year

£824k

+17% from £705k

* Cash at bank usually includes customers’ money.

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 10911678. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Cremello Currency Management’s history from the FCA register and Companies House, newest first.

Key events (10) All events (17)

2025

1 December 2025

  • Regulated by the FCA from this date
  • FCA imposed a requirement (Agents)
  • FCA imposed a requirement (Provision of payment services)
  • Became an authorised payment institution

FCA register

21 November 2025

  • Cremello Connect Limited took control (75–100% of shares)
  • Georgie Stuart stopped being a part-owner
  • Tom George Gardner no longer has significant control

Companies House

2017

11 August 2017

  • Incorporated at Companies House
  • Georgie Stuart became a part-owner (25–50% of shares)
  • Tom George Gardner gained significant control

Companies House

In the full report: all 17 events

  • All 17 events in its history (10 shown here)
  • Every director appointment and resignation: 6
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Firms like Cremello Currency Management

Other firms of the same type (payment or money transfer firm), nearest first.

In the East London (E) postcode area

Uber Payments UK LimitedLondonAuthorisedWepay Payments Ltd.LondonAuthorisedFlywire Payments LimitedLondonAuthorisedWorld First UK LimitedLondonAuthorisedPayler LtdLondonAuthorisedEcommerce Technologies LTDLondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Cremello Currency Management

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 5 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 7 years of accounts, charted
  • All 17 events in its history

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Frequently asked questions about this firm

Is Cremello Currency Management Limited FCA authorised?
Yes, Cremello Currency Management Limited (FRN 1024672) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since December 2025 and works as a payment or money transfer firm. The FCA has placed 2 limits on what it may do.
What is Cremello Currency Management’s phone number and website?
The FCA register lists the phone number 020 3325 5700 and the website cremellocurrency.co.uk for Cremello Currency Management. If you were given different contact details, use these to check with the firm before going any further.
Is Cremello Currency Management a scam or clone?
Cremello Currency Management is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Cremello Currency Management?
It depends on the product, but payment and e-money balances should be safeguarded in a separate account, with no upper limit on the protected amount. You can also refer complaints about Cremello Currency Management to the Financial Ombudsman Service, free of charge.
Who owns Cremello Currency Management?
Cremello Currency Management is owned by Cremello Connect Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 21 November 2025. Before that, it was controlled by Mr Georgie Stuart and Mr Tom George Gardner.
Who runs Cremello Currency Management?
Companies House lists 4 directors of Cremello Currency Management: Tom George Gardner, Alfie Charles Martin, Georgie Stuart and Mark Christopher Phipps.
How long has Cremello Currency Management been in business?
The company was formed on 11 August 2017, and has held its current FCA authorisation since December 2025.
What do Cremello Currency Management’s latest accounts show?
Its latest accounts, to 31 August 2025, show net assets of £344k (−17% from £412k) and cash at bank of £44.9k (−85% from £306k).
Does Cremello Currency Management use any other names?
It trades as Cremello.

Sources and links

The full report on Cremello Currency Management Limited

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