Cromwell Financial Services Limited

Reference number: 1040590

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Cromwell Financial Services Limited (FRN 1040590) is an AR of Connect IFA Ltd (FRN 441505). When you use Cromwell Financial Services's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Cromwell Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07810 714188

  • Address

    Knoll House, Knoll Road, Camberley, Surrey, GU15 3SY, United Kingdom

In the full report: 2 background checks

  • What kind of line 07810 714188 is
  • Who else gives the postcode GU15 3SY
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Connect Premier Trading name: A name it trades under now.
  • Connect Premier Mortgages and Protection Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Connect IFA Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
12 June 2025 (1 year old)
Registered office
Knoll House, Knoll Road, Camberley, GU15 3SY, England
Nature of business
  • Activities of mortgage finance companies (SIC 64922)
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Bradley Connor Moore Director Oct 1994 12 Jun 2025 1 other company
Joseph John Smith Director Dec 1984 12 Jun 2025 1 other company

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
closed down
1
still active
1

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 4 people who have ever been directors, with their dates
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Key dates in its history

Cromwell Financial Services’s history from the FCA register and Companies House, newest first.

2025

6 September 2025

  • Became an appointed representative

FCA register

12 June 2025

  • Incorporated at Companies House
  • Bradley Connor Moore became a part-owner (25–50% of shares)
  • Joseph John Smith became a part-owner (25–50% of shares)

Companies House

In the full report: all 12 events

  • All 12 events in its history (4 shown here)
  • Every director appointment and resignation: 6
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Firms connected to Cromwell Financial Services

Other FCA-listed firms that share a director, phone number or address with Cromwell Financial Services. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
5
share its postcode
5

In the full report: all 5 connected firms, named

  • How each is linked: the same postcode (5)
  • Who links each one: the named directors, with dates
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Firms like Cromwell Financial Services

Other firms of the same type (insurance broker), nearest first.

In Camberley

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Cromwell Financial Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 2 background checks on its contact details
  • All 12 events in its history
  • 5 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Cromwell Financial Services Limited FCA authorised?
Cromwell Financial Services Limited (FRN 1040590) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Cromwell Financial Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Cromwell Financial Services Limited (FRN 1040590) is an AR of Connect IFA Ltd (FRN 441505). When you use Cromwell Financial Services's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Cromwell Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Cromwell Financial Services’ phone number?
The FCA register lists the phone number 07810 714188 for Cromwell Financial Services. If you were given different contact details, use these to check with the firm before going any further.
Is Cromwell Financial Services a scam or clone?
Cromwell Financial Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Cromwell Financial Services?
Protection works through Connect IFA Ltd, the principal firm responsible for Cromwell Financial Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Cromwell Financial Services?
Companies House lists 2 people with significant control of Cromwell Financial Services: Mr Joseph John Smith (25–50% of shares) and Mr Bradley Connor Moore (25–50% of shares).
Who runs Cromwell Financial Services?
Companies House lists 2 directors of Cromwell Financial Services: Bradley Connor Moore and Joseph John Smith.
How long has Cromwell Financial Services been in business?
The company was formed on 12 June 2025.
Does Cromwell Financial Services use any other names?
It trades as Connect Premier and Connect Premier Mortgages and Protection.

Sources and links

The full report on Cromwell Financial Services Limited

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