Crown & Bentley Business Finance Limited

Reference number: 1041180

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On the register, but not FCA authorised

This firm is registered with the FCA for anti-money-laundering checks only, which is why it appears on the register. That is not authorisation: the FCA does not oversee how it treats customers, and FSCS protection does not apply.

What does this mean?
  • Some businesses are required by law to have an anti-money-laundering supervisor. For this kind of business that supervisor is the FCA, and the registration is the only reason the firm appears on the FCA register.
  • What the FCA checks is narrow: that the firm identifies its customers, keeps records, and reports suspicious activity. It is the anti-crime paperwork behind a bank asking you for ID.
  • It does not check anything about you as a customer. Not whether the firm treats you fairly, not whether it is financially sound, not whether what it sells is any good. The FCA describes firms registered this way as “not authorised or subject to wider FCA regulation”.
  • So if the firm fails or treats you badly, there is no FSCS compensation, and the Financial Ombudsman Service usually cannot look at a complaint about unregulated business.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • No phone number on the FCA register

  • Address

    1 Royal Exchange, London, EC3V 3DG, United Kingdom

In the full report: 1 background check

  • Who else gives the postcode EC3V 3DG
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Past FCA permissions and consumer protection

  • Money-laundering registration only
    This firm is registered for anti-money-laundering supervision only. It is not FCA-authorised. Money you hand over is not protected by the FSCS, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
15 June 2023 (3 years old)
Registered office
3 Royal Court, Royal Exchange, London, EC3V 3LR, England
Nature of business
  • Fund management activities (SIC 66300)

Directors and company secretaries

Name Role Born Appointed Other companies
Lorcan O'Murchu Director Dec 1975 15 Jun 2023 9 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
9
still active
9

In the full report: all 9 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 30 June 2025Dormant company accountsNot audited

Total equity

£100

Same as £100

These accounts were filed as dormant: the company reported no significant trading in the period.

Total equity

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 14937452. Figures are exactly as filed; nothing is estimated.

Key dates in its history

Crown & Bentley Business Finance’s history from the FCA register and Companies House, newest first.

2025

24 October 2025

  • Registered with the FCA

FCA register

2023

15 June 2023

  • Incorporated at Companies House
  • Cbcf Holdings Limited took control (75–100% of shares)
  • Lorcan O'murchu appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Get the full report on Crown & Bentley Business Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 9 other companies its directors have run, named
  • 1 background check on its contact details
  • All 4 events in its history

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Frequently asked questions about this firm

Is Crown & Bentley Business Finance Limited FCA authorised?
Crown & Bentley Business Finance Limited (FRN 1041180) is registered with the FCA under the Money Laundering Regulations only. That is anti-money-laundering supervision, not FCA authorisation, and the FCA does not supervise the firm's conduct.
Is Crown & Bentley Business Finance a scam or clone?
Crown & Bentley Business Finance is genuinely on the FCA's money-laundering register, so it is not an outright fake, but registration is not authorisation, and scammers impersonate registered firms too. Verify contact details against the register before sending money.
Is my money safe with Crown & Bentley Business Finance?
Money you hand to Crown & Bentley Business Finance is not protected by the FSCS. Money-laundering registration carries no compensation scheme, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.
Who owns Crown & Bentley Business Finance?
Crown & Bentley Business Finance is owned by Cbcf Holdings Limited, which holds 75–100% of shares, 75–100% of votes and held through a firm, since 15 June 2023.
Who runs Crown & Bentley Business Finance?
Companies House lists one director of Crown & Bentley Business Finance: Lorcan O'Murchu.
How long has Crown & Bentley Business Finance been in business?
The company was formed on 15 June 2023.
What do Crown & Bentley Business Finance’s latest accounts show?
Its latest accounts, to 30 June 2025, show total equity of £100 (same as £100).

Sources and links

The full report on Crown & Bentley Business Finance Limited

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