Crunch Payments Limited

Reference number: 902127

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Acts as an e-money agent

This firm does not hold FCA authorisation of its own, and acts as an e-money agent under another firm's authorisation.

Responsible principal firm

Transact Payments Limited Reference number: 900864 Authorised View firm →

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • No phone number on the FCA register

  • Address

    Brent Hall Warley Gap, Little Warley, Brentwood, CM13 3DP, England

In the full report: 1 background check

  • Who else gives the postcode CM13 3DP
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Past FCA permissions and consumer protection

  • Protection works through the principal
    This firm acts as an agent of an authorised payment or e-money firm rather than holding its own authorisation. FSCS does not protect money held by an agent. Funds should be safeguarded by the principal, and the Financial Ombudsman Service may still be able to look at a complaint.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
11929149
Company status
Active
Company type
Private limited company
Incorporated
5 April 2019 (7 years old)
Registered office
Brent Hall Warley Gap, Little Warley, Brentwood, CM13 3DP, England
Nature of business
  • Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name Role Born Appointed Other companies
Craig Stephen Dewar Director Nov 1969 5 Apr 2019 33 other companies
Florence Marie Therese Dewar Director Jan 1969 5 Apr 2019 3 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
33
closed down
8
went insolvent
1

In the full report: all 33 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • The one that went into liquidation or administration
  • The one on the FCA register, including one no longer authorised
  • The 3 companies these 2 directors run together
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Filed accounts and finances

Year to 30 April 2025Small company accountsNot audited

Net assets

−£4.54m

Down £428k from −£4.12m

Cash at bank

£334k

<1% from £334k

Employees (average)

14

Same as 14

Owed within a year

£6.00m

+29% from £4.65m

Net assets are negative: on its last balance sheet the company owed £4.54m more than it owned.

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 11929149. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Crunch Payments’s history from the FCA register and Companies House, newest first.

2026

5 February 2026

  • Agantis Limited took control (75–100% of shares)
  • Craig Stephen Dewar stopped being a part-owner
  • Florence Marie Therese Dewar stopped being a part-owner

Companies House

2019

5 April 2019

  • Incorporated at Companies House
  • Craig Stephen Dewar became a part-owner (25–50% of shares)
  • Florence Marie Therese Dewar became a part-owner (25–50% of shares)
  • Craig Stephen Dewar appointed as a director
  • Florence Marie Therese Dewar appointed as a director

Companies House

14 March 2019

  • Status on the FCA register became "EMD Agent"

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Crunch Payments

Other FCA-listed firms that share a director, phone number or address with Crunch Payments. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share a director
1

In the full report: the connected firm, named

  • How it is linked: shared directors (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Crunch Payments

Other firms of the same type (payment or money transfer firm), nearest first.

In Brentwood

Bibby Foreign Exchange LimitedBrentwoodAuthorised

In the Chelmsford (CM) postcode area

Cela Remit LimitedHarlowRegisteredMoneyfex LtdHarlowRegisteredRiz Remit LimitedChelmsfordRegisteredMas Consults LtdHarlowRegisteredPaynetworx Group LtdWitham, EssexAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Crunch Payments

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 33 other companies its directors have run, named
  • 1 background check on its contact details
  • 6 years of accounts, charted
  • All 9 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Crunch Payments Limited FCA authorised?
Crunch Payments Limited (FRN 902127) is on the FCA register as an agent of an authorised payment or e-money firm. It does not hold its own authorisation: it acts under the principal's, and the principal is responsible for the money.
Is Crunch Payments a scam or clone?
Crunch Payments is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Crunch Payments?
Crunch Payments is an agent, so it does not hold its own FCA authorisation and FSCS does not protect money held by an agent. Your money should be safeguarded by the authorised firm it acts for. You can still refer a complaint to the Financial Ombudsman Service, which may be able to look at it.
Who owns Crunch Payments?
Crunch Payments is owned by Agantis Limited, which holds 75–100% of shares and 75–100% of votes, since 5 February 2026. Before that, it was controlled by Mr Craig Stephen Dewar and Ms Florence Marie Therese Dewar.
Who runs Crunch Payments?
Companies House lists 2 directors of Crunch Payments: Craig Stephen Dewar and Florence Marie Therese Dewar.
How long has Crunch Payments been in business?
The company was formed on 5 April 2019.
What do Crunch Payments’ latest accounts show?
Its latest accounts, to 30 April 2025, show net assets of −£4.54m (down £428k from −£4.12m) and cash at bank of £334k (<1% from £334k).

Sources and links

The full report on Crunch Payments Limited

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