Cruso & Wilkin Ltd

Reference number: 960303

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

I B A INSURANCE SERVICES LTD Reference number: 311163 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Cruso & Wilkin Ltd (FRN 960303) introduces customers to I B A INSURANCE SERVICES LTD (FRN 311163). Any regulated advice or arranging is done by the principal, not Cruso & Wilkin.
  • Example: if Cruso & Wilkin refers you to a financial adviser, the advice should come from the principal firm, not from Cruso & Wilkin itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When crusowilkin.co.uk first appeared online, and whether it can receive email
  • What kind of line 01553 691691 is
  • Who else gives the postcode PE31 6HD
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through I B A Insurance Services Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
CRUSO AND WILKIN LIMITED
Company number
12286756
Company status
Active
Company type
Private limited company
Incorporated
29 October 2019 (6 years old)
Registered office
The Estate Office Church Farm, Station Road, Hillington, Kings Lynn, Norfolk, PE31 6DH, United Kingdom
Nature of business
  • Management of real estate on a fee or contract basis (SIC 68320)

Directors and company secretaries

Name Role Born Appointed Other companies
Adam Philip Case Director Aug 1966 29 Oct 2019 7 other companies
Jonathan Goodwin Fryer Director Mar 1959 29 Oct 2019 4 other companies
Alice Kathleen Lake Director May 1988 29 Oct 2019 1 other company

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
9
closed down
1
run together
3

In the full report: all 9 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 3 companies these 3 directors run together
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Filed accounts and finances

Year to 31 December 2025Micro-entity accountsNot audited

Net assets

£4,770

−14% from £5,516

Owed within a year

£489

Same as £489

Net assets

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 12286756. Figures are exactly as filed; nothing is estimated.

Key dates in its history

Cruso & Wilkin’s history from the FCA register and Companies House, newest first.

Key events (5) All events (8)

2021

13 October 2021

  • Became an introducer appointed representative

FCA register

2019

29 October 2019

  • Incorporated at Companies House
  • Adam Philip Case became a part-owner (25–50% of shares)
  • Alice Kathleen Lake became a part-owner (25–50% of shares)
  • Jonathan Goodwin Fryer became a part-owner (25–50% of shares)

Companies House

In the full report: all 8 events

  • All 8 events in its history (5 shown here)
  • Every director appointment and resignation: 3
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Firms like Cruso & Wilkin

Other firms of the same type (insurance broker), nearest first.

In Kings Lynn

BWR Commercial Finance LtdKings LynnAppointed representative

In the Peterborough (PE) postcode area

P D H Odling & C H FordSpilsbyAppointed representativeLP Health LtdPeterboroughAppointed representativePaula AlmondSpilsbyAppointed representativeA Oxer & E J WestleyAppointed representativeA R Green & S GoodeBourneAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Cruso & Wilkin

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 9 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 8 events in its history

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Frequently asked questions about this firm

Is Cruso & Wilkin Ltd FCA authorised?
Cruso & Wilkin Ltd (FRN 960303) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Cruso & Wilkin?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Cruso & Wilkin Ltd (FRN 960303) introduces customers to I B A INSURANCE SERVICES LTD (FRN 311163). Any regulated advice or arranging is done by the principal, not Cruso & Wilkin. Example: if Cruso & Wilkin refers you to a financial adviser, the advice should come from the principal firm, not from Cruso & Wilkin itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Cruso & Wilkin’s phone number and website?
The FCA register lists the phone number 01553 691691 and the website crusowilkin.co.uk for Cruso & Wilkin. If you were given different contact details, use these to check with the firm before going any further.
Is Cruso & Wilkin a scam or clone?
Cruso & Wilkin is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Cruso & Wilkin?
Protection works through I B A Insurance Services Ltd, the principal firm responsible for Cruso & Wilkin's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Cruso & Wilkin?
Companies House lists 3 people with significant control of Cruso & Wilkin: Mr Jonathan Goodwin Fryer (25–50% of shares), Mr Adam Philip Case (25–50% of shares) and Mrs Alice Kathleen Lake (25–50% of shares).
Who runs Cruso & Wilkin?
Companies House lists 3 directors of Cruso & Wilkin: Adam Philip Case, Jonathan Goodwin Fryer and Alice Kathleen Lake.
How long has Cruso & Wilkin been in business?
The company was formed on 29 October 2019.
What do Cruso & Wilkin’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £4,770 (−14% from £5,516).

Sources and links

The full report on Cruso & Wilkin Ltd

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