Cumbria Chamber of Commerce & Industry

Reference number: 418413

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Introducer appointed representative

Cumbria Chamber of Commerce & Industry can only introduce you to their principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

WESTFIELD CONTRIBUTORY HEALTH SCHEME LIMITED Reference number: 202609 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Cumbria Chamber of Commerce & Industry (FRN 418413) introduces customers to WESTFIELD CONTRIBUTORY HEALTH SCHEME LIMITED (FRN 202609). Any regulated advice or arranging is done by the principal, not Cumbria Chamber of Commerce & Industry.
  • Example: if Cumbria Chamber of Commerce & Industry refers you to a financial adviser, the advice should come from the principal firm, not from Cumbria Chamber of Commerce & Industry itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When cumbriachamber.co.uk first appeared online, and whether it can receive email
  • What kind of line 01539 735891 is
  • Who else gives the postcode CA3 8DA
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Cumbria Chamber of Commerce & Industry Ltd Former name
  • Cumbria of Commerce & Industry Ltd Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Westfield Contributory Health Scheme Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Cumbria Chamber of Commerce & Industry’s history from the FCA register and Companies House, newest first.

2026

18 June 2026

  • Changed its registered name from "Cumbria Chamber of Commerce & Industry Ltd"

FCA register

2015

13 May 2015

  • Changed its registered name from "Cumbria of Commerce & Industry Ltd"

FCA register

2005

14 January 2005

  • Became an introducer appointed representative

FCA register

Firms connected to Cumbria Chamber of Commerce & Industry

Other FCA-listed firms that share a director, phone number or address with Cumbria Chamber of Commerce & Industry. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like Cumbria Chamber of Commerce & Industry

Other firms of the same type (insurance broker), nearest first.

In Carlisle

I Mandle, G Davies, G R Holliday & N E Wilkinson BuckleCarlisleAppointed representativeThe Institute for Outdoor LearningCarlisleAppointed representativeEtman Enterprises LtdCarlisleAppointed representativeProfessional Darts Players AssociationCarlisleAppointed representativeThe Letting Centre (Carlisle) LimitedCarlisleAppointed representativeH & H Insurance Brokers LimitedCarlisleAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Cumbria Chamber of Commerce & Industry

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Cumbria Chamber of Commerce & Industry FCA authorised?
Cumbria Chamber of Commerce & Industry (FRN 418413) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Cumbria Chamber of Commerce & Industry?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Cumbria Chamber of Commerce & Industry (FRN 418413) introduces customers to WESTFIELD CONTRIBUTORY HEALTH SCHEME LIMITED (FRN 202609). Any regulated advice or arranging is done by the principal, not Cumbria Chamber of Commerce & Industry. Example: if Cumbria Chamber of Commerce & Industry refers you to a financial adviser, the advice should come from the principal firm, not from Cumbria Chamber of Commerce & Industry itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Cumbria Chamber of Commerce & Industry’s phone number and website?
The FCA register lists the phone number 01539 735891 and the website cumbriachamber.co.uk for Cumbria Chamber of Commerce & Industry. If you were given different contact details, use these to check with the firm before going any further.
Is Cumbria Chamber of Commerce & Industry a scam or clone?
Cumbria Chamber of Commerce & Industry is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Cumbria Chamber of Commerce & Industry?
Protection works through Westfield Contributory Health Scheme Limited, the principal firm responsible for Cumbria Chamber of Commerce & Industry's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Cumbria Chamber of Commerce & Industry use any other names?
It has previously used 2 other names: Cumbria Chamber of Commerce & Industry Ltd and Cumbria of Commerce & Industry Ltd.

Sources and links

The full report on Cumbria Chamber of Commerce & Industry

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