Cumbria Truck Centre Limited: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 1 year
Complaints covered by the Ombudsman
No FCA actions
Active company since 2001

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

armstrongvehiclecentre.co.uk (opens in a new tab)
Phone number

01228 794800
Address

Cumbria Truck Centre Ltd, Townfoot, Longtown, Carlisle, Cumbria, CA6 5LY, United Kingdom

In the full report: 3 background checks

When armstrongvehiclecentre.co.uk first appeared online, and whether it can receive email
What kind of line 01228 794800 is
Who else gives the postcode CA6 5LY

Other names (8)

If you were contacted under any of these names, it is this firm.

Armstrong Vehicle Centre Trading name: A name it trades under now.
Armstrong Vehicle Centre Carlisle Trading name: A name it trades under now.
Armstrong Vehicle Centre Cumbria Trading name: A name it trades under now.
Armstrong Vehicle Centre Glasgow Trading name: A name it trades under now.
AVC Carlisle Trading name: A name it trades under now.
AVC Cumbria Trading name: A name it trades under now.
AVC Glasgow Trading name: A name it trades under now.
WM Armstrong Trucks Trading name: A name it trades under now.

FCA permissions and consumer protection

Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (3 permissions)

Credit Broking
Debt Adjusting
Debt-counselling

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 04298488 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 3 October 2001 (25 years old)
Registered office: Townfoot, Longtown, Carlisle, Cumbria, CA6 5LY
Nature of business: Maintenance and repair of motor vehicles (SIC 45200)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Derek George Armstrong	Director	Jan 1963	8 Jan 2002	9 other companies
Geoffrey William Armstrong	Director	May 1965	8 Jan 2002	9 other companies
Jennifer Mary Whyberd	Director	May 1956	8 Jan 2002	8 other companies
Ben Michael Smith-Armstrong	Director	Feb 1990	14 Aug 2025	3 other companies

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 13
closed down: 4
run together: 7

In the full report: all 13 companies, named

What each company does, and whether it is still trading
Which of these 4 directors sit on each board, and since when
Any that went into liquidation or administration
The 7 companies these 4 directors run together
All 6 people who have ever been directors, with their dates

Key dates in its history

Cumbria Truck Centre’s history from the FCA register and Companies House, newest first.

Key events (4) All events (20)

2025

17 February 2025

Regulated by the FCA from this date
Became authorised by the FCA

FCA register

2016

3 October 2016

Wm Armstrong (Longtown) Ltd took control (75–100% of shares)

Companies House

2001

3 October 2001

Incorporated at Companies House

Companies House

In the full report: all 20 events

All 20 events in its history (4 shown here)
Every director appointment and resignation: 6

Firms like Cumbria Truck Centre

Other firms of the same type (car dealer), nearest first.

In Carlisle

Graham (Commercials) LimitedCarlisleAuthorised Ben Hodgson Cars LimitedCarlisleAuthorised Border City Autos 20 LimitedCarlisleAuthorised c&m motors carlisleCarlisleAuthorised Car & Commercial (Carlisle) LimitedCarlisleAuthorised CMT Autos & Commercials LimitedCarlisleAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Cumbria Truck Centre

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

13 other companies its directors have run, named
3 background checks on its contact details
All 20 events in its history

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Frequently asked questions about this firm

Is Cumbria Truck Centre Limited FCA authorised?

Yes, Cumbria Truck Centre Limited (FRN 1019870) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since February 2025 and works as a car dealer. The FCA has placed no limits on its permissions.

What is Cumbria Truck Centre’s phone number and website?

The FCA register lists the phone number 01228 794800 and the website armstrongvehiclecentre.co.uk for Cumbria Truck Centre. If you were given different contact details, use these to check with the firm before going any further.

Is Cumbria Truck Centre a scam or clone?

Cumbria Truck Centre is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Cumbria Truck Centre?

Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Cumbria Truck Centre handles your money, so check the specific product before you commit. You can also refer complaints about Cumbria Truck Centre to the Financial Ombudsman Service, free of charge.

Who owns Cumbria Truck Centre?

Cumbria Truck Centre is owned by Wm Armstrong (Longtown) Ltd, which holds 75–100% of shares and 75–100% of votes, since 3 October 2016.

Who runs Cumbria Truck Centre?

Companies House lists 4 directors of Cumbria Truck Centre: Derek George Armstrong, Geoffrey William Armstrong, Jennifer Mary Whyberd and Ben Michael Smith-Armstrong.

How long has Cumbria Truck Centre been in business?

The company was formed on 3 October 2001, and has held its current FCA authorisation since February 2025.

Does Cumbria Truck Centre use any other names?

It trades as Armstrong Vehicle Centre, Armstrong Vehicle Centre Carlisle, Armstrong Vehicle Centre Cumbria, Armstrong Vehicle Centre Glasgow and AVC Carlisle, and 3 more names.