Curo Advisers Limited

Reference number: 194925

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When curoadvisers.com first appeared online, and whether it can receive email
  • What kind of line 029 2025 6001 is
  • Who else gives the postcode CF64 2EZ
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Other names (7)

If you were contacted under any of these names, it is this firm.

  • Peter Rawlins Independent Financial Services Limited Former name: A name it was registered under before.
  • Concept Wealth Management Former trading name: A name it used to trade under.
  • Curo Asset Protection Former trading name: A name it used to trade under.
  • Curo Mortgages & Protection Former trading name: A name it used to trade under.
  • Curo Protect Former trading name: A name it used to trade under.
  • Elite Sports Asset Management Former trading name: A name it used to trade under.
  • St Davids Capital Wealth Management Former trading name: A name it used to trade under.

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages · Arrange equity release FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (15 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on a home reversion plan
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) a home reversion plan
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Dealing in investments as agent
  • Debt-counselling
  • Making arrangements with a view to a home reversion plan
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
10 May 1993 (33 years old)
Registered office
Avon House, 19 Stanwell Road, Penarth, Vale Of Glamorgan, CF64 2EZ, Wales
Nature of business
  • Other activities auxiliary to insurance and pension funding (SIC 66290)

Directors and company secretaries

Name Role Born Appointed Other companies
Ian Crocker Director Apr 1969 1 Jan 2009 8 other companies
Ian Crocker Secretary Not published 12 Apr 2011 –

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
8
closed down
6
still active
2

In the full report: all 8 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 5 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 May 2025Small company accountsNot audited

Net assets

£376k

+17% from £321k

Cash at bank

£153k

+33% from £115k

Employees (average)

2

+100% from 1

Owed within a year

£86.3k

+17% from £74.0k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 02816390. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Curo Advisers’s history from the FCA register and Companies House, newest first.

2016

6 April 2016

  • I & S Holdings Limited took control (75–100% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2012

16 July 2012

  • Changed its registered name from "Peter Rawlins Independent Financial Services Limited"

FCA register

2005

28 February 2005

  • Board replaced: its only director left and a new director took over

Companies House

2001

1 December 2001

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

5 February 2001

  • Regulated by the Personal Investment Authority from this date

FCA register

1993

10 May 1993

  • Incorporated at Companies House

Companies House

In the full report: all 31 events

  • All 31 events in its history (8 shown here)
  • Every director appointment and resignation: 7
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Firms like Curo Advisers

Other firms of the same type (mortgage adviser or broker), nearest first.

In Penarth

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Curo Advisers

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 8 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 31 events in its history

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Frequently asked questions about this firm

Is Curo Advisers Limited FCA authorised?
Yes, Curo Advisers Limited (FRN 194925) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since December 2001 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.
What is Curo Advisers’ phone number and website?
The FCA register lists the phone number 029 2025 6001 and the website curoadvisers.com for Curo Advisers. If you were given different contact details, use these to check with the firm before going any further.
Is Curo Advisers a scam or clone?
Curo Advisers is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Curo Advisers?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Curo Advisers to the Financial Ombudsman Service, free of charge.
Who owns Curo Advisers?
Curo Advisers is owned by I & S Holdings Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 6 April 2016.
Who runs Curo Advisers?
Companies House lists one director of Curo Advisers: Ian Crocker.
How long has Curo Advisers been in business?
The company was formed on 10 May 1993, and has held its current FCA authorisation since December 2001.
What do Curo Advisers’ latest accounts show?
Its latest accounts, to 31 May 2025, show net assets of £376k (+17% from £321k) and cash at bank of £153k (+33% from £115k).
Does Curo Advisers use any other names?
It has previously used 7 other names, including Peter Rawlins Independent Financial Services Limited, Concept Wealth Management and Curo Asset Protection.

Sources and links

The full report on Curo Advisers Limited

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