Curve Credit Limited

Reference number: 925447

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When curve.com first appeared online, and whether it can receive email
  • What kind of line 020 3322 2585 is, and the 2 other firms that give it
  • Who else gives the postcode W2 1QY
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Lloyds Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (4 permissions)
  • Credit Broking
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Providing Credit Information Services

Limits on what they may do

  • Not permitted to canvass off trade premises
    The firm is not permitted to canvass regulated borrower-lender-supplier agreements or regulated consumer hire agreements off trade premises

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
14 February 2020 (6 years old)
Registered office
1-10 Praed Mews, Tyburnia, London, W2 1QY, England
Nature of business
  • Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors (SIC 64921)

Directors and company secretaries

Name Role Born Appointed Other companies
Helen Elizabeth Bierton Director Sep 1974 29 May 2026 5 other companies
Deepa Mardolkar Director Feb 1974 29 May 2026 None
Kim Eun-Soo Verhaaf Director Nov 1972 29 May 2026 2 other companies
Graeme Roland Duncan Secretary Not published 29 May 2026 –

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
5
still active
5
is FCA-registered
1

In the full report: all 5 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • The 2 companies these 3 directors run together
  • All 6 people who have ever been directors, with their dates
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Key dates in its history

Curve Credit’s history from the FCA register and Companies House, newest first.

2026

29 May 2026

  • Board replaced: both directors left and 3 new directors took over

Companies House

2021

1 September 2021

  • Regulated by the FCA from this date
  • FCA imposed a requirement (Not permitted to canvass off trade premises)
  • Became authorised by the FCA

FCA register

2020

14 February 2020

  • Incorporated at Companies House
  • Curve UK Limited took control (75–100% of shares)

Companies House

In the full report: all 19 events

  • All 19 events in its history (6 shown here)
  • Every director appointment and resignation: 9
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Firms connected to Curve Credit

Other FCA-listed firms that share a director, phone number or address with Curve Credit. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share a director
1
share its phone number
1

In the full report: the connected firm, named

  • How it is linked: shared directors (1), the same phone number (1), the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Curve Credit

Other firms of the same type (lender), nearest first.

In London

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Curve Credit

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 5 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 19 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Curve Credit Limited FCA authorised?
Yes, Curve Credit Limited (FRN 925447) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since September 2021 and works as a lender. The FCA has placed a limit on what it may do.
What is Curve Credit’s phone number and website?
The FCA register lists the phone number 020 3322 2585 and the website curve.com for Curve Credit. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by 2 other FCA firms.
Is Curve Credit a scam or clone?
Curve Credit is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Curve Credit?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Curve Credit handles your money, so check the specific product before you commit. You can also refer complaints about Curve Credit to the Financial Ombudsman Service, free of charge.
Who owns Curve Credit?
Curve Credit is owned by Curve UK Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 14 February 2020.
Who runs Curve Credit?
Companies House lists 3 directors of Curve Credit: Helen Elizabeth Bierton, Deepa Mardolkar and Kim Eun-Soo Verhaaf.
How long has Curve Credit been in business?
The company was formed on 14 February 2020, and has held its current FCA authorisation since September 2021.
Does Curve Credit use any other names?
It trades as Lloyds.

Sources and links

The full report on Curve Credit Limited

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