Cushon Money Limited

Reference number: 929465

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When cushon.co.uk first appeared online, and whether it can receive email
  • What kind of line 020 3926 0333 is
  • Whether EC3M 7DQ is a shared office: 27 other firms give it
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Other names (5)

If you were contacted under any of these names, it is this firm.

  • Cushon Trading name
  • Smarterly Limited Former name
  • NatWest Cushon Former trading name
  • SmarterInvestment Former trading name
  • Smarterly Former trading name

FCA permissions and consumer protection

  • Hold or safeguard your money · Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (7 permissions)
  • Arranging (bringing about) deals in investments
  • Arranging safeguarding and administration of assets
  • Dealing in investments as agent
  • Dealing in investments as principal
  • Establishing/operating/winding up a personal pension scheme
  • Making arrangements with a view to transactions in investments
  • Safeguarding and administration of assets (without arranging)

FCA disciplinary action

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
11112120
Company status
Active
Company type
Private limited company
Incorporated
14 December 2017 (8 years old)
Registered office
51 Lime Street, London, EC3M 7DQ, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Matthew Cumbers Director Sep 1989 12 Jan 2024 7 other companies
Paul Christopher Berriman Director Jun 1966 30 Apr 2026 12 other companies
Michael John Cherry (Dr) Director Jun 1969 30 Apr 2026 9 other companies
Charlotte Mary Hodges Director Oct 1970 30 Apr 2026 8 other companies
Troy Adam Clutterbuck Director Sep 1974 11 May 2026 12 other companies

Other companies run by these 5 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
34
closed down
13
are FCA-registered
3

In the full report: all 34 companies, named

  • What each company does, and whether it is still trading
  • Which of these 5 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 3 on the FCA register
  • The 7 companies these 5 directors run together
  • All 8 people who have ever been directors, with their dates
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Filed accounts and finances

9 months to 31 December 2023Full accountsAudited

Turnover

£219k

Not compared: the previous accounts cover a different length of time

Profit before tax

£142k

Not compared: the previous accounts cover a different length of time

Net assets

£932k

+49% from £624k

Cash at bank

£146k

−76% from £617k

The previous accounts cover 12 months, so turnover and profit are not compared with them.

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 11112120. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Cushon Money’s history from the FCA register and Companies House, newest first.

Key events (6) All events (27)

2020

16 December 2020

  • Changed its registered name from "Smarterly Limited"

FCA register

1 December 2020

  • Regulated by the FCA from this date
  • FCA imposed a requirement (Firm to abide by Deed Poll regarding past business)
  • Became authorised by the FCA

FCA register

2017

14 December 2017

  • Incorporated at Companies House
  • Cushon Group Limited took control (75–100% of shares)

Companies House

In the full report: all 27 events

  • All 27 events in its history (6 shown here)
  • Every director appointment and resignation: 13
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Firms connected to Cushon Money

Other FCA-listed firms that share a director, phone number or address with Cushon Money. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
share a director
3
share its postcode
2

In the full report: all 3 connected firms, named

  • How each is linked: shared directors (3), the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like Cushon Money

Other firms of the same type (investment platform or stockbroker), nearest first.

In London

Wise Assets UK LtdLondonAuthorisedOANDA Europe LimitedLondonAuthorisedCapital Com (UK) LimitedLondonAuthorisedTrading 212 UK LimitedLondonAuthorisedCMC Markets UK PLCLondonAuthorisedInteractive Brokers (U.K.) LimitedLondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Cushon Money

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 34 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • All 27 events in its history
  • 3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Cushon Money Limited FCA authorised?
Yes, Cushon Money Limited (FRN 929465) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since December 2020 and works as an investment platform or stockbroker. The FCA has placed no limits on its permissions.
What is Cushon Money’s phone number and website?
The FCA register lists the phone number 020 3926 0333 and the website cushon.co.uk for Cushon Money. If you were given different contact details, use these to check with the firm before going any further.
Is Cushon Money a scam or clone?
Cushon Money is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Cushon Money?
It is permitted to hold and control client money, which it must keep separate from its own. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Cushon Money to the Financial Ombudsman Service, free of charge.
Who owns Cushon Money?
Cushon Money is owned by Cushon Group Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 14 December 2017.
Who runs Cushon Money?
Companies House lists 5 directors of Cushon Money: Matthew Cumbers, Paul Christopher Berriman, Michael John Cherry (Dr), Charlotte Mary Hodges and Troy Adam Clutterbuck.
How long has Cushon Money been in business?
The company was formed on 14 December 2017, and has held its current FCA authorisation since December 2020.
What do Cushon Money’s latest accounts show?
Its latest accounts, to 31 December 2023, show turnover of £219k (not compared: the previous accounts cover a different length of time) and profit before tax of £142k (not compared: the previous accounts cover a different length of time).
Does Cushon Money use any other names?
It trades as Cushon. It has previously used 4 other names, including Smarterly Limited, NatWest Cushon and SmarterInvestment.

Sources and links

The full report on Cushon Money Limited

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