Introducer appointed representative
This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.
- Appointed for 1 year
- Protected through the principal
- No FCA actions
- Active company since 2022
- Accounts filed up to 31 August 2025
Responsible principal firm
LowRateCarFinance Limited Reference number: 963856 View firm →What does this mean?
- An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
- CWF Vehicle Sales Limited (FRN 1032318) introduces customers to LowRateCarFinance Limited (FRN 963856). Any regulated advice or arranging is done by the principal, not CWF Vehicle Sales.
- Example: if CWF Vehicle Sales refers you to a financial adviser, the advice should come from the principal firm, not from CWF Vehicle Sales itself.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Office 8, The Courtyard, Woodlands, Bradley Stoke, Bristol, South Gloucestershire, BS32 4NQ, United Kingdom
In the full report: 3 background checks
- When cwfvehiclesales.co.uk first appeared online, and whether it can receive email
- What kind of line 07548 857669 is
- Who else gives the postcode BS32 4NQ
Other names (1)
If you were contacted under any of these names, it is this firm.
- CWF Vehicle Sales Ltd Former name: A name it was registered under before.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through LowRateCarFinance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company name
- CWF VEHICLE SALES LTD
- Company number
- 14274477 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 3 August 2022 (4 years old)
- Registered office
- Office 8, North Court The Courtyard, Woodlands, Bradley Stoke, Bristol, BS32 4NQ, United Kingdom
- Nature of business
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- Sale of used cars and light motor vehicles (SIC 45112)
- Sale of other motor vehicles (SIC 45190)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Chester Wilmott-Fruish | Director | Apr 1991 | 3 Aug 2022 | None |
In the full report: every company its directors have run
- Confirmation that its director runs no other company
Filed accounts and finances
Net assets
£10.0k
+18% from £8,502
Cash at bank
£5,667
−46% from £10.5k
Employees (average)
1
Same as 1
Owed within a year
£13.5k
+2.5% from £13.1k
Net assets
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 14274477. Figures are exactly as filed; nothing is estimated.
Key dates in its history
CWF Vehicle Sales’s history from the FCA register and Companies House, newest first.
2025
14 May 2025
- Changed its registered name from "CWF Vehicle Sales Ltd"
- Became an introducer appointed representative
FCA register
2022
3 August 2022
- Incorporated at Companies House
- Chester Wilmott-Fruish took control (75–100% of shares)
- Chester Wilmott-fruish appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Firms connected to CWF Vehicle Sales
Other FCA-listed firms that share a director, phone number or address with CWF Vehicle Sales. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 3
- share its postcode
- 3
In the full report: all 3 connected firms, named
- How each is linked: the same postcode (3)
- Who links each one: the named directors, with dates
Firms like CWF Vehicle Sales
Other firms of the same type (car dealer), nearest first.
In Bristol
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on CWF Vehicle Sales
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 3 background checks on its contact details
- All 5 events in its history
- 3 connected firms, named, and who links them
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Frequently asked questions about this firm
Is CWF Vehicle Sales Limited FCA authorised?
What does introducer appointed representative mean for CWF Vehicle Sales?
What is CWF Vehicle Sales’ phone number and website?
Is CWF Vehicle Sales a scam or clone?
Is my money safe with CWF Vehicle Sales?
Who owns CWF Vehicle Sales?
Who runs CWF Vehicle Sales?
How long has CWF Vehicle Sales been in business?
What do CWF Vehicle Sales’ latest accounts show?
Does CWF Vehicle Sales use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk