CWF Vehicle Sales Limited

Reference number: 1032318

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • CWF Vehicle Sales Limited (FRN 1032318) introduces customers to LowRateCarFinance Limited (FRN 963856). Any regulated advice or arranging is done by the principal, not CWF Vehicle Sales.
  • Example: if CWF Vehicle Sales refers you to a financial adviser, the advice should come from the principal firm, not from CWF Vehicle Sales itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When cwfvehiclesales.co.uk first appeared online, and whether it can receive email
  • What kind of line 07548 857669 is
  • Who else gives the postcode BS32 4NQ
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • CWF Vehicle Sales Ltd Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through LowRateCarFinance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
CWF VEHICLE SALES LTD
Company status
Active
Company type
Private limited company
Incorporated
3 August 2022 (4 years old)
Registered office
Office 8, North Court The Courtyard, Woodlands, Bradley Stoke, Bristol, BS32 4NQ, United Kingdom
Nature of business
  • Sale of used cars and light motor vehicles (SIC 45112)
  • Sale of other motor vehicles (SIC 45190)

Directors and company secretaries

Name Role Born Appointed Other companies
Chester Wilmott-Fruish Director Apr 1991 3 Aug 2022 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 31 August 2025Abridged accountsNot audited

Net assets

£10.0k

+18% from £8,502

Cash at bank

£5,667

−46% from £10.5k

Employees (average)

1

Same as 1

Owed within a year

£13.5k

+2.5% from £13.1k

Net assets

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 14274477. Figures are exactly as filed; nothing is estimated.

Key dates in its history

CWF Vehicle Sales’s history from the FCA register and Companies House, newest first.

2025

14 May 2025

  • Changed its registered name from "CWF Vehicle Sales Ltd"
  • Became an introducer appointed representative

FCA register

2022

3 August 2022

  • Incorporated at Companies House
  • Chester Wilmott-Fruish took control (75–100% of shares)
  • Chester Wilmott-fruish appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to CWF Vehicle Sales

Other FCA-listed firms that share a director, phone number or address with CWF Vehicle Sales. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
share its postcode
3

In the full report: all 3 connected firms, named

  • How each is linked: the same postcode (3)
  • Who links each one: the named directors, with dates
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Firms like CWF Vehicle Sales

Other firms of the same type (car dealer), nearest first.

In Bristol

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on CWF Vehicle Sales

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • All 5 events in its history
  • 3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is CWF Vehicle Sales Limited FCA authorised?
CWF Vehicle Sales Limited (FRN 1032318) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for CWF Vehicle Sales?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. CWF Vehicle Sales Limited (FRN 1032318) introduces customers to LowRateCarFinance Limited (FRN 963856). Any regulated advice or arranging is done by the principal, not CWF Vehicle Sales. Example: if CWF Vehicle Sales refers you to a financial adviser, the advice should come from the principal firm, not from CWF Vehicle Sales itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is CWF Vehicle Sales’ phone number and website?
The FCA register lists the phone number 07548 857669 and the website cwfvehiclesales.co.uk for CWF Vehicle Sales. If you were given different contact details, use these to check with the firm before going any further.
Is CWF Vehicle Sales a scam or clone?
CWF Vehicle Sales is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with CWF Vehicle Sales?
Protection works through LowRateCarFinance Limited, the principal firm responsible for CWF Vehicle Sales's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns CWF Vehicle Sales?
Companies House lists one person with significant control of CWF Vehicle Sales: Mr Chester Wilmott-Fruish (75–100% of shares).
Who runs CWF Vehicle Sales?
Companies House lists one director of CWF Vehicle Sales: Chester Wilmott-Fruish.
How long has CWF Vehicle Sales been in business?
The company was formed on 3 August 2022.
What do CWF Vehicle Sales’ latest accounts show?
Its latest accounts, to 31 August 2025, show net assets of £10.0k (+18% from £8,502) and cash at bank of £5,667 (−46% from £10.5k).
Does CWF Vehicle Sales use any other names?
It has previously used the name CWF Vehicle Sales Ltd.

Sources and links

The full report on CWF Vehicle Sales Limited

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