D&L Financial Planning Ltd

Reference number: 1007229

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No longer an appointed representative

This firm is still listed on the FCA register, but the record is closed. Cover on business done while it was authorised generally still applies, and it cannot take on new regulated business. Registration ended 30 December 2023.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Last known phone number

    07931 193190

  • Last known address

    One Central Boulevard, Central Boulevard, Blythe Valley Park, Shirley, Solihull, Solihull, B90 8BG, United Kingdom

In the full report: 2 background checks, 1 thing worth a closer look

  • What kind of line 07931 193190 is
  • Whether B90 8BG is a shared office: 44 other firms give it
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Lauren Wildsmith Former name: A name it was registered under before.
  • Lauren Wildsmith Financial Planning Former trading name: A name it used to trade under.

Past FCA permissions and consumer protection

  • The record is closed
    Cover you already have generally survives the cancellation: FSCS exists for firms that have failed, and the Financial Ombudsman Service can look at a complaint about a firm that has stopped trading, as long as the business was done while it was authorised. New business with this firm has no cover at all, because it is no longer permitted to carry it out.

FCA disciplinary action and complaints

No FCA disciplinary action. The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
4 March 2025 (1 year old)
Registered office
8 Main Street, Bilton, Rugby, CV22 7NB, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
David Wardle Director Apr 1994 4 Mar 2025 None
Lauren Wildsmith Director Nov 1993 4 Mar 2025 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
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Filed accounts and finances

Year to 31 March 2026Micro-entity accountsNot audited

Net assets

£36.8k

No earlier figure to compare

Employees (average)

0

No earlier figure to compare

Owed within a year

£18.7k

No earlier figure to compare

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 16291662. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

D&L Financial Planning’s history from the FCA register and Companies House, newest first.

2025

31 March 2025

  • Changed its registered name from "Lauren Wildsmith"

FCA register

4 March 2025

  • Incorporated at Companies House
  • David Wardle became a part-owner (25–50% of shares)
  • Lauren Wildsmith became a part-owner (25–50% of shares)

Companies House

2023

30 December 2023

  • Stopped being an appointed representative

FCA register

In the full report: all 9 events

  • All 9 events in its history (5 shown here)
  • Every director appointment and resignation: 2
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Firms like D&L Financial Planning

Other firms of the same type (financial adviser), nearest first.

In Solihull

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on D&L Financial Planning

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details, 1 flagged
  • All 9 events in its history

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Frequently asked questions about this firm

Is D&L Financial Planning Ltd FCA authorised?
No. D&L Financial Planning Ltd (FRN 1007229) is still listed on the FCA register, but the record is closed: no longer an appointed representative.
Is D&L Financial Planning a scam or clone?
D&L Financial Planning is not currently authorised by the FCA. Be cautious and verify any firm on the FCA register before dealing with it.
Is my money safe with D&L Financial Planning?
Money you handed over while it was authorised generally keeps its protection: FSCS covers firms that have failed, and the Financial Ombudsman Service can look at a complaint about a firm that has stopped trading. New business with D&L Financial Planning has no cover, because it is no longer permitted to carry it out.
Who owns D&L Financial Planning?
Companies House lists 2 people with significant control of D&L Financial Planning: Mr David Wardle (25–50% of shares) and Miss Lauren Wildsmith (25–50% of shares).
Who runs D&L Financial Planning?
Companies House lists 2 directors of D&L Financial Planning: David Wardle and Lauren Wildsmith.
How long has D&L Financial Planning been in business?
The company was formed on 4 March 2025.
What do D&L Financial Planning’s latest accounts show?
Its latest accounts, to 31 March 2026, show net assets of £36.8k (no earlier figure to compare).
Does D&L Financial Planning use any other names?
It has previously used 2 other names: Lauren Wildsmith and Lauren Wildsmith Financial Planning.

Sources and links

The full report on D&L Financial Planning Ltd

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