D & Z Bathrooms, Plumbing & Heating Ltd
Reference number: 1057725
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Introducer appointed representative
This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.
- Appointed for under a year
- Protected through the principal
- No FCA actions
- Active company since 2023
- Accounts filed up to 31 December 2025
- Accounts are overdue at Companies House
- Its whole board of directors changed in May 2025
Responsible principal firm
PHOENIX FINANCIAL CONSULTANTS LIMITED Reference number: 539195 View firm →What does this mean?
- An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
- D & Z BATHROOMS, PLUMBING & HEATING LTD (FRN 1057725) introduces customers to PHOENIX FINANCIAL CONSULTANTS LIMITED (FRN 539195). Any regulated advice or arranging is done by the principal, not D & Z BATHROOMS, PLUMBING & HEATING.
- Example: if D & Z BATHROOMS, PLUMBING & HEATING refers you to a financial adviser, the advice should come from the principal firm, not from D & Z BATHROOMS, PLUMBING & HEATING itself.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
7 Denby Dene, Ash, Aldershot, Surrey, GU12 6BH, United Kingdom
In the full report: 3 background checks
- When dandzbathroomsltd.co.uk first appeared online, and whether it can receive email
- What kind of line 07738 270124 is
- Who else gives the postcode GU12 6BH
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Phoenix Financial Consultants Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
Concerns on the company record
- Accounts are overdue at Companies House.
- Company number
- 15367342 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 21 December 2023 (2 years old)
- Registered office
- 7 Denby Dene, Ash, Aldershot, GU12 6BH, England
- Nature of business
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- Plumbing, heat and air-conditioning installation (SIC 43220)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Zoe Joanne Munns | Director | May 1988 | 7 May 2025 | None |
| Daniel Mark Munns | Director | Jun 1987 | 10 May 2025 | 1 other company |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other company
- 1
- closed down
- 1
In the full report: all 1 company, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
Filed accounts and finances
Net assets
£10.2k
No earlier figure to compare
Employees (average)
0
Same as 0
Owed within a year
−£5,936
No earlier figure to compare
Its next accounts are overdue at Companies House.
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 15367342. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
D & Z Bathrooms, Plumbing & Heating’s history from the FCA register and Companies House, newest first.
2026
17 June 2026
- Became an introducer appointed representative
FCA register
2025
7 May 2025
- Board replaced: its only director left and a new director took over
- Daniel Mark Munns gave up control
- Zoe Joanne Munns took control (75–100% of shares)
Companies House
2023
21 December 2023
- Incorporated at Companies House
- Daniel Mark Munns took control (75–100% of shares)
Companies House
In the full report: all 10 events
- All 10 events in its history (6 shown here)
- Every director appointment and resignation: 4
Firms like D & Z Bathrooms, Plumbing & Heating
Other firms of the same type (home improvement or trades), nearest first.
In Aldershot
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on D & Z Bathrooms, Plumbing & Heating
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 1 other company its directors have run, named
- 3 background checks on its contact details
- All 10 events in its history
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Frequently asked questions about this firm
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What do D & Z Bathrooms, Plumbing & Heating’s latest accounts show?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk