Daines Kapp Insurance Brokers Limited

Reference number: 305208

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When daineskapp.co.uk first appeared online, and whether it can receive email
  • What kind of line 01920 484844 is
  • Who else gives the postcode SG12 9DZ
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FCA permissions and consumer protection

  • Hold or safeguard your money · Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (6 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Credit Broking
  • Dealing in investments as agent
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
02367306
Company status
Active
Company type
Private limited company
Incorporated
31 March 1989 (37 years old)
Registered office
Matches the FCA register address ✓
Nature of business
  • Non-life insurance (SIC 65120)

Directors and company secretaries

Name Role Born Appointed Other companies
Christine Ronan Director Apr 1967 1 Dec 2001 None
Stefan Daines Director Apr 1992 11 Mar 2021 1 other company
Kevin Paul Daines Director Dec 1964 Not published None

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
closed down
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 5 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2026Small company accountsNot audited

Net assets

£179k

+2.4% from £175k

Cash at bank

£181k

−3.3% from £187k

Employees (average)

14

Same as 14

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 02367306. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Daines Kapp Insurance Brokers’s history from the FCA register and Companies House, newest first.

Key events (8) All events (16)

2025

25 November 2025

  • Stefan Daines became a part-owner (25–50% of shares)

Companies House

2020

9 March 2020

  • Christine Ronan no longer has significant control

Companies House

2016

3 October 2016

  • Christine Ronan gained significant control
  • Kevin Paul Daines became a part-owner (25–50% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2005

14 January 2005

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

1989

31 March 1989

  • Incorporated at Companies House

Companies House

In the full report: all 16 events

  • All 16 events in its history (8 shown here)
  • Every director appointment and resignation: 5
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Firms like Daines Kapp Insurance Brokers

Other firms of the same type (insurance broker), nearest first.

In Ware

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Daines Kapp Insurance Brokers

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 16 events in its history

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Frequently asked questions about this firm

Is Daines Kapp Insurance Brokers Limited FCA authorised?
Yes, Daines Kapp Insurance Brokers Limited (FRN 305208) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2005 and works as an insurance broker. The FCA has placed no limits on its permissions.
What is Daines Kapp Insurance Brokers’ phone number and website?
The FCA register lists the phone number 01920 484844 and the website daineskapp.co.uk for Daines Kapp Insurance Brokers. If you were given different contact details, use these to check with the firm before going any further.
Is Daines Kapp Insurance Brokers a scam or clone?
Daines Kapp Insurance Brokers is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Daines Kapp Insurance Brokers?
It is permitted to hold and control client money, which it must keep separate from its own. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Daines Kapp Insurance Brokers to the Financial Ombudsman Service, free of charge.
Who owns Daines Kapp Insurance Brokers?
Companies House lists 2 people with significant control of Daines Kapp Insurance Brokers: Mr Kevin Paul Daines (25–50% of shares) and Mr Stefan Daines (25–50% of shares). Before that, it was controlled by Mrs Christine Ronan.
Who runs Daines Kapp Insurance Brokers?
Companies House lists 3 directors of Daines Kapp Insurance Brokers: Christine Ronan, Stefan Daines and Kevin Paul Daines.
How long has Daines Kapp Insurance Brokers been in business?
The company was formed on 31 March 1989, and has held its current FCA authorisation since January 2005.
What do Daines Kapp Insurance Brokers’ latest accounts show?
Its latest accounts, to 31 March 2026, show net assets of £179k (+2.4% from £175k) and cash at bank of £181k (−3.3% from £187k).

Sources and links

The full report on Daines Kapp Insurance Brokers Limited

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