Dalziels Private Personal Finance Limited

Reference number: 705540

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07710 799150

  • Address

    Glenshiel, Croft Croy, Farr, Inverness, Highland, IV2 6XJ, United Kingdom

In the full report: 2 background checks

  • What kind of line 07710 799150 is
  • Who else gives the postcode IV2 6XJ
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Dalziel's Trading name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (2 permissions)
  • Entering into a regulated home credit loan agreement as lender
  • Exercising or having the right to exercise the lender's rights and duties under a regulated home credit loan agreement

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
SC243222
Company status
Active
Company type
Private limited company
Incorporated
31 January 2003 (23 years old)
Registered office
Glenshiel, Farr, Inverness, IV2 6XJ, Scotland
Nature of business
  • Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors (SIC 64921)

Directors and company secretaries

Name Role Born Appointed Other companies
Douglas Laidlaw Director Jan 1965 31 Jan 2003 1 other company

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
closed down
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 2 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Micro-entity accountsNot audited

Net assets

£143k

+2.3% from £140k

Employees (average)

1

Same as 1

Owed within a year

£178k

−7.6% from £192k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company SC243222. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Dalziels Private Personal Finance’s history from the FCA register and Companies House, newest first.

Key events (4) All events (8)

2016

6 April 2016

  • Douglas Laidlaw took control (75–100% of shares)

Companies House

2015

27 November 2015

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2003

31 January 2003

  • Incorporated at Companies House

Companies House

In the full report: all 8 events

  • All 8 events in its history (4 shown here)
  • Every director appointment and resignation: 1
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Firms like Dalziels Private Personal Finance

Other firms of the same type (lender), nearest first.

In Inverness

Andy HugensInvernessAuthorisedHighland Opportunity (Investments) LimitedInvernessAuthorised

In the Inverness (IV) postcode area

Macleman Wealth LtdNairnAuthorisedMalone M LimitedCromartyAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Dalziels Private Personal Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 2 background checks on its contact details
  • 6 years of accounts, charted
  • All 8 events in its history

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Frequently asked questions about this firm

Is Dalziels Private Personal Finance Limited FCA authorised?
Yes, Dalziels Private Personal Finance Limited (FRN 705540) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since November 2015 and works as a lender. The FCA has placed no limits on its permissions.
What is Dalziels Private Personal Finance’s phone number?
The FCA register lists the phone number 07710 799150 for Dalziels Private Personal Finance. If you were given different contact details, use these to check with the firm before going any further.
Is Dalziels Private Personal Finance a scam or clone?
Dalziels Private Personal Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Dalziels Private Personal Finance?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Dalziels Private Personal Finance handles your money, so check the specific product before you commit. You can also refer complaints about Dalziels Private Personal Finance to the Financial Ombudsman Service, free of charge.
Who owns Dalziels Private Personal Finance?
Companies House lists one person with significant control of Dalziels Private Personal Finance: Mr Douglas Laidlaw (75–100% of shares).
Who runs Dalziels Private Personal Finance?
Companies House lists one director of Dalziels Private Personal Finance: Douglas Laidlaw.
How long has Dalziels Private Personal Finance been in business?
The company was formed on 31 January 2003, and has held its current FCA authorisation since November 2015.
What do Dalziels Private Personal Finance’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £143k (+2.3% from £140k).
Does Dalziels Private Personal Finance use any other names?
It trades as Dalziel's.

Sources and links

The full report on Dalziels Private Personal Finance Limited

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