Danivia Ltd

Reference number: 766533

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When elitemort.co.uk first appeared online, and whether it can receive email
  • What kind of line 07413 427349 is
  • Who else gives the postcode EH53 0FD
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Elite Mortgage Consulting Trading name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (10 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt-counselling
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
SC545817
Company status
Active
Company type
Private limited company
Incorporated
20 September 2016 (10 years old)
Registered office
16 Sheil Place, East Calder, Livingston, EH53 0FD, Scotland
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
David Mackie Director Jun 1981 20 Sep 2016 1 other company

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 2 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Micro-entity accountsNot audited

Net assets

£10.5k

Up £10.4k from £69

Employees (average)

2

Same as 2

Owed within a year

£8,603

−47% from £16.4k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company SC545817. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Danivia’s history from the FCA register and Companies House, newest first.

Key events (8) All events (13)

2025

1 April 2025

  • Gemma Mackie stopped being a part-owner

Companies House

2024

31 March 2024

  • Gemma Mackie became a part-owner (25–50% of shares)
  • Iain Andrew Summers stopped being a part-owner

Companies House

2017

5 April 2017

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2016

20 September 2016

  • Incorporated at Companies House
  • David Mackie took control (75–100% of shares)
  • Iain Andrew Summers became a part-owner (25–50% of shares)

Companies House

In the full report: all 13 events

  • All 13 events in its history (8 shown here)
  • Every director appointment and resignation: 3
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Firms like Danivia

Other firms of the same type (mortgage adviser or broker), nearest first.

In Livingston

KGS MortgagesLivingstonAuthorisedAhgf LimitedLivingstonAppointed representativeEquity Release ScotlandLivingstonAppointed representativeVivid Financial Solutions LimitedLivingstonAppointed representativeTartan Golf International LtdLivingstonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Danivia

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 13 events in its history

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Frequently asked questions about this firm

Is Danivia Ltd FCA authorised?
Yes, Danivia Ltd (FRN 766533) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since April 2017 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.
What is Danivia’s phone number and website?
The FCA register lists the phone number 07413 427349 and the website elitemort.co.uk for Danivia. If you were given different contact details, use these to check with the firm before going any further.
Is Danivia a scam or clone?
Danivia is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Danivia?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Danivia to the Financial Ombudsman Service, free of charge.
Who owns Danivia?
Companies House lists one person with significant control of Danivia: Mr David Mackie (75–100% of shares). Before that, it was controlled by Mr Iain Andrew Summers and Mrs Gemma Mackie.
Who runs Danivia?
Companies House lists one director of Danivia: David Mackie.
How long has Danivia been in business?
The company was formed on 20 September 2016, and has held its current FCA authorisation since April 2017.
What do Danivia’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £10.5k (up £10.4k from £69).
Does Danivia use any other names?
It trades as Elite Mortgage Consulting.

Sources and links

The full report on Danivia Ltd

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