David Bell

Reference number: 1029566

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Appointed representative

David Bell does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

St. James's Place Wealth Management Plc Reference number: 195351 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • David Bell (FRN 1029566) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use David Bell's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from David Bell, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07584 247398

  • Address

    Flat 1, 30 Consort Drive, Leatherhead, Surrey, KT22 0AS, United Kingdom

In the full report: 2 background checks

  • What kind of line 07584 247398 is
  • Who else gives the postcode KT22 0AS
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Saturn Financial Planning Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

David Bell’s history from the FCA register and Companies House, newest first.

2025

16 March 2025

  • Became an appointed representative
  • Began trading as "Saturn Financial Planning"

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms connected to David Bell

Other FCA-listed firms that share a director, phone number or address with David Bell. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like David Bell

Other firms of the same type (financial adviser), nearest first.

In Leatherhead

James FauxLeatherheadAppointed representativeJenna WilkinsonLeatherheadAppointed representativeAnderson Sinclair & Co LLPLeatherheadAuthorisedCitywide Financial Partners LimitedLeatherheadAuthorisedGranite Financial Solutions LimitedLeatherheadAuthorisedIFS Family Wealth Advisers LtdLeatherheadAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on David Bell

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • All 2 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is David Bell FCA authorised?
David Bell (FRN 1029566) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for David Bell?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. David Bell (FRN 1029566) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use David Bell's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from David Bell, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is David Bell’s phone number?
The FCA register lists the phone number 07584 247398 for David Bell. If you were given different contact details, use these to check with the firm before going any further.
Is David Bell a scam or clone?
David Bell is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with David Bell?
Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for David Bell's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does David Bell use any other names?
It trades as Saturn Financial Planning.

Sources and links

The full report on David Bell

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