David Black

Reference number: 668992

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Authorised by the FCA

David Black is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When horizon-prestige.co.uk first appeared online, and whether it can receive email
  • What kind of line 01582 671848 is
  • Who else gives the postcode LU6 3BJ
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Horizon Motors Trading name
  • Horizon Prestige Trading name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling

FCA disciplinary action

FCA action

action
1
most recent
October 2025
  • Authorisation restored on 1 October 2025
    An annulment application was accepted by the Authority and the firm’s authorisation was restored on, 1 October 2025
  • Permission varied or cancelled on 16 May 2025
    Name: David Black t/a ‘‘Horizon Prestige’’ and ‘‘Horizon Motors’’   Reference Number: 668992   Type of action: Cancellation       “The Authority has cancelled the permission and withdrawn the authorisation of David Black t/a ‘‘Horizon Prestige’’ and ‘‘Horizon Motors’’ (the Firm) of 62 Bullpond Lane, Dunstable, Bedfordshire, LU6 3BJ.     The reason for this action is that the Authority considers the Firm is carrying on no regulated activities to which its Part 4A permission relates.      The Authority’s action took effect on 16 May 2025 and a copy of the Notice of Decision issued under Schedule 6A of the Financial Services and Markets Act 2000 (the Act), which sets out the reason for the action, is displayed on the Authority’s website and can be accessed using the following link:     https://www.fca.org.uk/publication/decision-notices/david-black-2025.pdf      As a consequence of this action the Firm is no longer an authorised firm for the purposes of the Act and it may not carry on regulated activities which fall within the scope of the Act.”

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

David Black’s history from the FCA register and Companies House, newest first.

Key events (4) All events (8)

2025

1 October 2025

  • FCA action: Authorisation restored

FCA register

16 May 2025

  • FCA action: Permission varied or cancelled

FCA register

2015

17 April 2015

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

In the full report: all 8 events

  • All 8 events in its history (4 shown here)
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Firms like David Black

Other firms of the same type (credit broker), nearest first.

In Dunstable

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on David Black

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details
  • All 8 events in its history

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Frequently asked questions about this firm

Is David Black FCA authorised?
Yes, David Black (FRN 668992) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since April 2015 and works as a credit broker. The FCA has placed no limits on its permissions.
What is David Black’s phone number and website?
The FCA register lists the phone number 01582 671848 and the website horizon-prestige.co.uk for David Black. If you were given different contact details, use these to check with the firm before going any further.
Is David Black a scam or clone?
David Black is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with David Black?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how David Black handles your money, so check the specific product before you commit. You can also refer complaints about David Black to the Financial Ombudsman Service, free of charge.
Has the FCA taken action against David Black?
Yes. The FCA register records 1 change to its permissions in 2025. The details are in the disciplinary section above, with links to the FCA's notices.
Does David Black use any other names?
It trades as Horizon Motors and Horizon Prestige.

Sources and links

The full report on David Black

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