Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 26 years
- Protected through the principal
- No FCA actions
- Active company since 2002
- Accounts filed up to 30 November 2025
Responsible principal firm
STONEBRIDGE MORTGAGE SOLUTIONS LIMITED Reference number: 454811 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- David Christopher Financial Management Ltd (FRN 192907) is an AR of STONEBRIDGE MORTGAGE SOLUTIONS LIMITED (FRN 454811). When you use David Christopher Financial Management's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from David Christopher Financial Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
31 Moor Road, Melsonby, Richmond, North Yorkshire, DL10 5PD, United Kingdom
In the full report: 2 background checks
- What kind of line 01923 210099 is
- Who else gives the postcode DL10 5PD
Other names (1)
If you were contacted under any of these names, it is this firm.
- David Christopher Financial Management Former name: A name it was registered under before.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Stonebridge Mortgage Solutions Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 04519557 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 27 August 2002 (24 years old)
- Registered office
- 18 Hyde Gardens, Eastbourne, East Sussex, BN21 4PT, United Kingdom
- Nature of business
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- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| David Christopher Galpin | Director | Sep 1966 | 27 Aug 2002 | 1 other company |
| Tracie Amanda Galpin | Director | May 1968 | 27 Aug 2002 | 1 other company |
| Tracie Amanda Galpin | Secretary | Not published | 27 Aug 2002 | 1 other company |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other company
- 1
- still active
- 1
- run together
- 1
In the full report: all 1 company, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 1 company these 2 directors run together
- All 3 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£412
Up £135 from £277
Employees (average)
2
No earlier figure to compare
Owed within a year
£42.3k
−47% from £80.3k
Net assets
In the full report: all 6 years of accounts
- Every year from 2020 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 04519557. Figures are exactly as filed; nothing is estimated.
Key dates in its history
David Christopher Financial Management’s history from the FCA register and Companies House, newest first.
2016
6 April 2016
- David Christopher Galpin became the majority owner (50–75% of shares)
- Tracie Amanda Galpin became a part-owner (25–50% of shares)
Companies House
2004
13 October 2004
- Changed its registered name from "David Christopher Financial Management"
FCA register
2002
27 August 2002
- Incorporated at Companies House
- David Christopher Galpin appointed as a director
- Tracie Amanda Galpin appointed as a director
Companies House
2000
6 September 2000
- Became an appointed representative
FCA register
Director appointments and resignations, and trading names, appear under All events.
Firms like David Christopher Financial Management
Other firms of the same type (mortgage adviser or broker), nearest first.
In Richmond
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on David Christopher Financial Management
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 1 other company its directors have run, named
- 2 background checks on its contact details
- 6 years of accounts, charted
- All 7 events in its history
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk