David Smith

Reference number: 304612

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Authorised by the FCA

David Smith is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When priorsmortgages.co.uk first appeared online, and whether it can receive email
  • What kind of line 01633 255353 is
  • Who else gives the postcode NP20 5EG
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Priors Mortgages Trading name
  • Acumen Mortgages Former trading name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (10 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt-counselling
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

David Smith’s history from the FCA register and Companies House, newest first.

Key events (4) All events (8)

2014

22 December 2014

  • Regulated by the FCA from this date

FCA register

2013

31 March 2013

  • No longer regulated by the Financial Services Authority

FCA register

2004

31 October 2004

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

In the full report: all 8 events

  • All 8 events in its history (4 shown here)
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Firms like David Smith

Other firms of the same type (mortgage adviser or broker), nearest first.

In Newport

Cherry Godfrey Insurance Services (Iow) LimitedNewportAuthorisedDavid Stock & Co LimitedNewportAuthorisedDorchester Consultants LimitedNewportAuthorisedMortgage Lane LimitedNewportAuthorisedNealon Jones LimitedNewportAuthorisedNotebook Money LimitedNewportAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on David Smith

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details
  • All 8 events in its history

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Frequently asked questions about this firm

Is David Smith FCA authorised?
Yes, David Smith (FRN 304612) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since October 2004 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.
What is David Smith’s phone number and website?
The FCA register lists the phone number 01633 255353 and the website priorsmortgages.co.uk for David Smith. If you were given different contact details, use these to check with the firm before going any further.
Is David Smith a scam or clone?
David Smith is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with David Smith?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about David Smith to the Financial Ombudsman Service, free of charge.
Does David Smith use any other names?
It trades as Priors Mortgages. It has previously used the name Acumen Mortgages.

Sources and links

The full report on David Smith

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