David Spear Commercials Limited

Reference number: 688883

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When david-spear.com first appeared online, and whether it can receive email
  • What kind of line 01495 308098 is
  • Who else gives the postcode NP22 4EF
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FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
03884273
Company status
Active
Company type
Private limited company
Incorporated
26 November 1999 (26 years old)
Registered office
C/O Hayvenhursts, Fairway House Links Business, Park St Mellons, Cardiff, CF3 0LT
Nature of business
  • Sale of used cars and light motor vehicles (SIC 45112)

Directors and company secretaries

Name Role Born Appointed Other companies
David John Spear Director Oct 1964 26 Nov 1999 4 other companies
Sarah Louise Spear Secretary Not published 26 Nov 1999 –

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
4
still active
4

In the full report: all 4 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 2 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Full accountsAudited

Turnover

£29.0m

+17% from £24.8m

Profit before tax

£785k

<1% from £786k

Net assets

£6.34m

−48% from £12.1m

Cash at bank

£1.94m

−28% from £2.68m

Turnover and profit

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 03884273. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

David Spear Commercials’s history from the FCA register and Companies House, newest first.

Key events (10) All events (13)

2025

15 April 2025

  • Britannia Capital Investments Holdings Limited gave up control
  • David Spear Holdings Limited took control (75–100% of shares)

Companies House

2024

25 June 2024

  • Britannia Capital Investments Holdings Limited took control (75–100% of shares)
  • David John Spear no longer holds 50–75% of the votes
  • Sarah Louise Spear stopped being a part-owner

Companies House

2016

26 November 2016

  • Sarah Louise Spear became a part-owner (25–50% of shares)

Companies House

1 July 2016

  • David John Spear gained 50–75% of the votes

Companies House

2015

4 June 2015

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

1999

26 November 1999

  • Incorporated at Companies House

Companies House

In the full report: all 13 events

  • All 13 events in its history (10 shown here)
  • Every director appointment and resignation: 1
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Firms connected to David Spear Commercials

Other FCA-listed firms that share a director, phone number or address with David Spear Commercials. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like David Spear Commercials

Other firms of the same type (car dealer), nearest first.

In Tredegar

Desirable Motors Ltd.TredegarAuthorised

In the Newport (NP) postcode area

A.m.s. Fleet Management LimitedUskAuthorisedAbergavenny MOT Centre limitedAbergavennyAuthorisedAsset Cars LtdAbertilleryAuthorisedAuto Unit LtdNewportAuthorisedAuto Venue LtdNewportAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on David Spear Commercials

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 4 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 13 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is David Spear Commercials Limited FCA authorised?
Yes, David Spear Commercials Limited (FRN 688883) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since June 2015 and works as a car dealer. The FCA has placed no limits on its permissions.
What is David Spear Commercials’ phone number and website?
The FCA register lists the phone number 01495 308098 and the website david-spear.com for David Spear Commercials. If you were given different contact details, use these to check with the firm before going any further.
Is David Spear Commercials a scam or clone?
David Spear Commercials is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with David Spear Commercials?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how David Spear Commercials handles your money, so check the specific product before you commit. You can also refer complaints about David Spear Commercials to the Financial Ombudsman Service, free of charge.
Who owns David Spear Commercials?
David Spear Commercials is owned by David Spear Holdings Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 15 April 2025. Before that, it was controlled by Mrs Sarah Louise Spear, Mr David John Spear and Britannia Capital Investments Holdings Limited.
Who runs David Spear Commercials?
Companies House lists one director of David Spear Commercials: David John Spear.
How long has David Spear Commercials been in business?
The company was formed on 26 November 1999, and has held its current FCA authorisation since June 2015.
What do David Spear Commercials’ latest accounts show?
Its latest accounts, to 31 December 2025, show turnover of £29.0m (+17% from £24.8m) and profit before tax of £785k (<1% from £786k).

Sources and links

The full report on David Spear Commercials Limited

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