Davies Financial Planning Limited

Reference number: 504198

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Sesame Limited Reference number: 150427 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Davies Financial Planning Limited (FRN 504198) is an AR of Sesame Limited (FRN 150427). When you use Davies Financial Planning's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Davies Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01227 278500

  • Address

    Jagow House, Millstrood Road, Whitstable, Kent, CT5 3PS, United Kingdom

In the full report: 2 background checks

  • What kind of line 01227 278500 is
  • Who else gives the postcode CT5 3PS
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Davies Independent Financial Advisers Ltd Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Sesame Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
06859167
Company status
Active
Company type
Private limited company
Incorporated
25 March 2009 (17 years old)
Registered office
Matches the FCA register address ✓
Nature of business
  • Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name Role Born Appointed Other companies
Robin Huw Davies Director Apr 1966 25 Mar 2009 2 other companies
Angela Davies Secretary Not published 25 Mar 2009 –

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
closed down
1
still active
1

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 2 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 July 2025Micro-entity accountsNot audited

Total equity

£72.4k

<1% from £71.7k

Employees (average)

2

Same as 2

Owed within a year

£20.8k

+41% from £14.8k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 06859167. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Davies Financial Planning’s history from the FCA register and Companies House, newest first.

Key events (4) All events (7)

2016

1 June 2016

  • Robin Huw Davies took control (75–100% of shares)

Companies House

2014

16 June 2014

  • Changed its registered name from "Davies Independent Financial Advisers Ltd"

FCA register

2009

28 July 2009

  • Became an appointed representative

FCA register

25 March 2009

  • Incorporated at Companies House

Companies House

In the full report: all 7 events

  • All 7 events in its history (4 shown here)
  • Every director appointment and resignation: 3
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Firms connected to Davies Financial Planning

Other FCA-listed firms that share a director, phone number or address with Davies Financial Planning. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like Davies Financial Planning

Other firms of the same type (financial adviser), nearest first.

In Whitstable

Howard Financial Planning LimitedWhitstableAppointed representativeKevin Paul ManktelowWhitstableAppointed representativeS O Wealthmanagement (UK) LtdWhitstableAppointed representativeIngard Independent Financial Management LLPWhitstableAuthorisedUtopia Wealth Planning LtdWhitstableAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Davies Financial Planning

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 2 background checks on its contact details
  • 6 years of accounts, charted
  • All 7 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Davies Financial Planning Limited FCA authorised?
Davies Financial Planning Limited (FRN 504198) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Davies Financial Planning?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Davies Financial Planning Limited (FRN 504198) is an AR of Sesame Limited (FRN 150427). When you use Davies Financial Planning's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Davies Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Davies Financial Planning’s phone number?
The FCA register lists the phone number 01227 278500 for Davies Financial Planning. If you were given different contact details, use these to check with the firm before going any further.
Is Davies Financial Planning a scam or clone?
Davies Financial Planning is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Davies Financial Planning?
Protection works through Sesame Limited, the principal firm responsible for Davies Financial Planning's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Davies Financial Planning?
Companies House lists one person with significant control of Davies Financial Planning: Mr Robin Huw Davies (75–100% of shares).
Who runs Davies Financial Planning?
Companies House lists one director of Davies Financial Planning: Robin Huw Davies.
How long has Davies Financial Planning been in business?
The company was formed on 25 March 2009.
What do Davies Financial Planning’s latest accounts show?
Its latest accounts, to 31 July 2025, show total equity of £72.4k (<1% from £71.7k).
Does Davies Financial Planning use any other names?
It has previously used the name Davies Independent Financial Advisers Ltd.

Sources and links

The full report on Davies Financial Planning Limited

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