DBD Financial Limited

Reference number: 799349

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • DBD Financial Limited (FRN 799349) is an AR of Sandringham Financial Partners Limited (FRN 581304). When you use DBD Financial's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from DBD Financial, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01239 712984

  • Address

    Bryn Stores, Emlyn Square, Newcastle Emlyn, Sir Gaerfyrddin, SA38 9BQ, United Kingdom

In the full report: 2 background checks

  • What kind of line 01239 712984 is
  • Who else gives the postcode SA38 9BQ
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • DBD Financial Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Sandringham Financial Partners Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
8 April 2025 (1 year old)
Registered office
Bryn Stores, Emlyn Square, Newcastle Emlyn, SA38 9BQ, United Kingdom
Nature of business
  • Financial management (SIC 70221)

Directors and company secretaries

Name Role Born Appointed Other companies
Robin Sandbrook Davies Director Oct 1965 8 Apr 2025 2 other companies
Geraint Wyn Jones Director Dec 1969 8 Apr 2025 None

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
closed down
1
still active
1

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
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Key dates in its history

DBD Financial’s history from the FCA register and Companies House, newest first.

2025

4 July 2025

  • Changed its registered name from "DBD Financial"

FCA register

8 April 2025

  • Incorporated at Companies House
  • Geraint Wyn Jones became a part-owner (25–50% of shares)
  • Robin Sandbrook Davies became a part-owner (25–50% of shares)
  • Geraint Wyn Jones appointed as a director
  • Robin Sandbrook Davies appointed as a director

Companies House

2018

24 January 2018

  • Became an appointed representative

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms like DBD Financial

Other firms of the same type (financial adviser), nearest first.

In the Swansea (SA) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on DBD Financial

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 2 background checks on its contact details
  • All 7 events in its history

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Frequently asked questions about this firm

Is DBD Financial Limited FCA authorised?
DBD Financial Limited (FRN 799349) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for DBD Financial?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. DBD Financial Limited (FRN 799349) is an AR of Sandringham Financial Partners Limited (FRN 581304). When you use DBD Financial's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from DBD Financial, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is DBD Financial’s phone number?
The FCA register lists the phone number 01239 712984 for DBD Financial. If you were given different contact details, use these to check with the firm before going any further.
Is DBD Financial a scam or clone?
DBD Financial is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with DBD Financial?
Protection works through Sandringham Financial Partners Limited, the principal firm responsible for DBD Financial's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns DBD Financial?
Companies House lists 2 people with significant control of DBD Financial: Mr Robin Sandbrook Davies (25–50% of shares) and Mr Geraint Wyn Jones (25–50% of shares).
Who runs DBD Financial?
Companies House lists 2 directors of DBD Financial: Robin Sandbrook Davies and Geraint Wyn Jones.
How long has DBD Financial been in business?
The company was formed on 8 April 2025.
Does DBD Financial use any other names?
It has previously used the name DBD Financial.

Sources and links

The full report on DBD Financial Limited

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