Introducer appointed representative
This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.
- Appointed for 4 years
- Protected through the principal
- No FCA actions
- Active company since 1995
- Accounts filed up to 31 March 2025
Responsible principal firm
Cycle Solutions (Cycle to Work) Limited Reference number: 722968 View firm →What does this mean?
- An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
- DBD Limited (FRN 975514) introduces customers to Cycle Solutions (Cycle to Work) Limited (FRN 722968). Any regulated advice or arranging is done by the principal, not DBD.
- Example: if DBD refers you to a financial adviser, the advice should come from the principal firm, not from DBD itself.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
401 Faraday Street, Birchwood Park, Birchwood, Warrington, Cheshire, WA3 6GA, United Kingdom
In the full report: 2 background checks
- What kind of line 01925 814084 is
- Who else gives the postcode WA3 6GA
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Cycle Solutions (Cycle to Work) Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 03118924 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 27 October 1995 (30 years old)
- Registered office
- Ground Floor 401 Faraday Street, Birchwood, Warrington, WA3 6GA, England
- Nature of business
-
- Management consultancy activities other than financial management (SIC 70229)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Thomas John Keegan | Director | Oct 1982 | 10 Sep 2019 | 1 other company |
| David Robert Parr | Director | Jul 1960 | 27 Sep 2022 | 3 other companies |
| Christian Taylor | Director | Apr 1973 | 19 Jun 2025 | None |
| John Andrew Hurst | Director | Nov 1964 | 19 Jun 2025 | 1 other company |
| Andrew Craven | Director | Oct 1976 | 19 Jun 2025 | 8 other companies |
| David Austen Cuming | Director | Aug 1973 | 19 Jun 2025 | 1 other company |
| Andrew Craven | Secretary | Not published | 1 Dec 2022 | – |
Other companies run by these 6 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 11
- closed down
- 3
- run together
- 1
In the full report: all 11 companies, named
- What each company does, and whether it is still trading
- Which of these 6 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 1 company these 6 directors run together
- All 18 people who have ever been directors, with their dates
Filed accounts and finances
Profit before tax
£5.90m
+76% from £3.35m
Net assets
£11.8m
+59% from £7.44m
Cash at bank
£2.64m
+33% from £1.99m
Owed within a year
£3.53m
−11% from £3.96m
Profit before tax
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 03118924. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Dbd’s history from the FCA register and Companies House, newest first.
2024
31 October 2024
- Marie Angela Carlick no longer holds 25–50% of the votes
Companies House
2022
20 November 2022
- Thomas John Keegan no longer has significant control
Companies House
11 May 2022
- Became an introducer appointed representative
FCA register
2020
29 November 2020
- Andrew David Carlick no longer holds 50–75% of the votes
Companies House
2019
10 September 2019
- Thomas John Keegan gained significant control
Companies House
2016
6 April 2016
- Andrew David Carlick gained 50–75% of the votes
- Dbd Group Holdings Limited took control (75–100% of shares)
- Marie Angela Carlick gained 25–50% of the votes
Companies House
1995
27 October 1995
- Incorporated at Companies House
Companies House
In the full report: all 37 events
- All 37 events in its history (9 shown here)
- Every director appointment and resignation: 28
Firms connected to Dbd
Other FCA-listed firms that share a director, phone number or address with Dbd. A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- share its postcode
- 1
In the full report: the connected firm, named
- How it is linked: the same postcode (1)
- Who links it to this firm: the named directors, with dates
Get the full report on Dbd
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 11 other companies its directors have run, named
- 2 background checks on its contact details
- All 37 events in its history
- 1 connected firm, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk