De Roy Consult Limited: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 9 years
Your funds are protected by FSCS
No FCA actions
Active company since 2016
Accounts filed up to 31 January 2026

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

No website on the FCA register
Phone number

01787 370183
Address

Fuggles, Sudbury Road, Newton, Sudbury, Suffolk, CO10 0QJ, United Kingdom

In the full report: 2 background checks

What kind of line 01787 370183 is
Who else gives the postcode CO10 0QJ

FCA permissions and consumer protection

Give regulated advice FSCS may apply
A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
Manage or trade investments FSCS may apply
Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Sell or arrange insurance FSCS may apply
Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (5 permissions)

Advising on investments (except on Pension Transfers and Pension Opt Outs)
Arranging (bringing about) deals in investments
Assisting in the administration and performance of a contract of insurance
Dealing in investments as agent
Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 09946309 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 12 January 2016 (10 years old)
Registered office: 3 Warners Mill, Silks Way, Braintree, CM7 3GB, United Kingdom
Nature of business: Financial management (SIC 70221)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Heather Marion De Roy	Director	Jul 1958	12 Jan 2016	None
Graham Philip De Roy	Director	Jan 1951	20 Dec 2017	3 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 3
still active: 3
is FCA-registered: 1

In the full report: all 3 companies, named

What each company does, and whether it is still trading
Which of these 2 directors sit on each board, and since when
Any that went into liquidation or administration
The one on the FCA register

Filed accounts and finances

Year to 31 January 2026Micro-entity accountsNot audited

Net assets

£459k

+1.9% from £450k

Employees (average)

2

Same as 2

Owed within a year

£12.4k

+25% from £9,939

Assets and liabilities

In the full report: all 7 years of accounts

Every year from 2020 to 2026
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 09946309. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

De Roy Consult’s history from the FCA register and Companies House, newest first.

Key events (4) All events (7)

2017

1 September 2017

Regulated by the FCA from this date
Became authorised by the FCA

FCA register

2016

6 April 2016

Heather Marion De Roy took control (75–100% of shares)

Companies House

12 January 2016

Incorporated at Companies House

Companies House

In the full report: all 7 events

All 7 events in its history (4 shown here)
Every director appointment and resignation: 2

Firms connected to De Roy Consult

Other FCA-listed firms that share a director, phone number or address with De Roy Consult. A link shows who the firm is tied to, not whether either can be trusted.

past link: 1

In the full report: all 0 connected firms, named

1 past link through former directors

Firms like De Roy Consult

Other firms of the same type (insurance broker), nearest first.

In Sudbury

Bright Financial Planning LimitedSudburyAuthorised Intersure Insurance Brokers LimitedSudburyAuthorised Robins Row LimitedSudburyAuthorised Blockmanagement U.K. LimitedSudburyAppointed representative Classic Bloodstock & Equine LtdSudburyAppointed representative J T Batchelor-Wylam, J E Andrews & P J CowenSudburyAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on De Roy Consult

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

3 other companies its directors have run, named
2 background checks on its contact details
7 years of accounts, charted
All 7 events in its history

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Frequently asked questions about this firm

Is De Roy Consult Limited FCA authorised?

Yes, De Roy Consult Limited (FRN 778611) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since September 2017 and works as an insurance broker. The FCA has placed no limits on its permissions.

What is De Roy Consult’s phone number?

The FCA register lists the phone number 01787 370183 for De Roy Consult. If you were given different contact details, use these to check with the firm before going any further.

Is De Roy Consult a scam or clone?

De Roy Consult is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with De Roy Consult?

Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about De Roy Consult to the Financial Ombudsman Service, free of charge.

Who owns De Roy Consult?

Companies House lists one person with significant control of De Roy Consult: Mrs Heather Marion De Roy (75–100% of shares).

Who runs De Roy Consult?

Companies House lists 2 directors of De Roy Consult: Heather Marion De Roy and Graham Philip De Roy.

How long has De Roy Consult been in business?

The company was formed on 12 January 2016, and has held its current FCA authorisation since September 2017.

What do De Roy Consult’s latest accounts show?

Its latest accounts, to 31 January 2026, show net assets of £459k (+1.9% from £450k).