Dean and Co Mortgages Ltd

Reference number: 1063995

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Ingard Financial Limited Reference number: 450731 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Dean and Co Mortgages Ltd (FRN 1063995) is an AR of Ingard Financial Limited (FRN 450731). When you use Dean and Co Mortgages's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Dean and Co Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07351 907447

  • Address

    7 Southbrook Terrace, Bradford, Bradford, BD7 1AB, United Kingdom

In the full report: 2 background checks

  • What kind of line 07351 907447 is
  • Who else gives the postcode BD7 1AB
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Ingard Financial Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
16669909
Company status
Active
Company type
Private limited company
Incorporated
25 August 2025 (1 year old)
Registered office
7 Southbrook Terrace, Bradford, BD7 1AB, England
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Harry Dean Director Jan 1995 25 Aug 2025 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Key dates in its history

Dean and Co Mortgages’s history from the FCA register and Companies House, newest first.

2026

15 October 2026

  • Became an appointed representative

FCA register

2025

25 August 2025

  • Incorporated at Companies House
  • Harry Dean took control (75–100% of shares)
  • Harry Dean appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Dean and Co Mortgages

Other firms of the same type (insurance broker), nearest first.

In Bradford

Alizan Mortgages LtdBradfordAppointed representativeAurora FS LtdBradfordAppointed representativeCaesar Financial Solutions LimitedBradfordAppointed representativeDallas Scott Davey LtdBradfordAppointed representativeDallas Wilding Drew LimitedBradfordAppointed representativeFawn Hold Co (One) LimitedBradfordAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Dean and Co Mortgages

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • All 4 events in its history

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Frequently asked questions about this firm

Is Dean and Co Mortgages Ltd FCA authorised?
Dean and Co Mortgages Ltd (FRN 1063995) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Dean and Co Mortgages?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Dean and Co Mortgages Ltd (FRN 1063995) is an AR of Ingard Financial Limited (FRN 450731). When you use Dean and Co Mortgages's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Dean and Co Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Dean and Co Mortgages’ phone number?
The FCA register lists the phone number 07351 907447 for Dean and Co Mortgages. If you were given different contact details, use these to check with the firm before going any further.
Is Dean and Co Mortgages a scam or clone?
Dean and Co Mortgages is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Dean and Co Mortgages?
Protection works through Ingard Financial Limited, the principal firm responsible for Dean and Co Mortgages's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Dean and Co Mortgages?
Companies House lists one person with significant control of Dean and Co Mortgages: Mr Harry Dean (75–100% of shares).
Who runs Dean and Co Mortgages?
Companies House lists one director of Dean and Co Mortgages: Harry Dean.
How long has Dean and Co Mortgages been in business?
The company was formed on 25 August 2025.

Sources and links

The full report on Dean and Co Mortgages Ltd

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