Decimal Factor Limited

Reference number: 727177

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When decimalfactor.co.uk first appeared online, and whether it can receive email
  • What kind of line 07770 604457 is
  • Whether E14 5AB is a shared office: 26 other firms give it
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FCA permissions and consumer protection

  • Lend or arrange credit · Hire out goods to consumers No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Entering into Regulated Consumer Hire Agreements as owner
  • Exercising or having the right to exercise the owner's rights and duties under a regulated consumer hire agreement

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
06596471
Company status
Active
Company type
Private limited company
Incorporated
19 May 2008 (18 years old)
Registered office
Level 39 One Canada Square, Canary Wharf, London, E14 5AB, England
Nature of business
  • Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name Role Born Appointed Other companies
Manoj Vijay Karkhanis Director May 1972 19 May 2008 5 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
5
closed down
1
still active
4

In the full report: all 5 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 March 2025Micro-entity accountsNot audited

Turnover

£179k

<1% from £181k

Net assets

−£1.19m

Up £21.8k from −£1.22m

Employees (average)

1

Same as 1

Net assets are negative: on its last balance sheet the company owed £1.19m more than it owned.

The accounts for the year to 31 March 2025 do not tag profit before tax in a form that can be read automatically, so it is not shown. The last tagged figure is £3,426, for the year to 31 March 2024.

Turnover

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • Both charts, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 06596471. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Decimal Factor’s history from the FCA register and Companies House, newest first.

Key events (4) All events (7)

2016

18 April 2016

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

6 April 2016

  • Manoj Vijay Karkhanis took control (50–75% of shares)

Companies House

2008

19 May 2008

  • Incorporated at Companies House

Companies House

In the full report: all 7 events

  • All 7 events in its history (4 shown here)
  • Every director appointment and resignation: 1
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Firms like Decimal Factor

Other firms of the same type (credit broker), nearest first.

In London

London Business SchoolLondonAuthorisedRoyal College of Nursing of the United KingdomLondonAuthorisedRobert BurgessLondonAuthorisedSwoop Finance LimitedLondonAuthorisedNanotax LimitedLondonAuthorisedMha Financial Solutions LimitedLondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Decimal Factor

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 5 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 6 years of accounts, charted
  • All 7 events in its history

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Frequently asked questions about this firm

Is Decimal Factor Limited FCA authorised?
Yes, Decimal Factor Limited (FRN 727177) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since April 2016 and works as a credit broker. The FCA has placed no limits on its permissions.
What is Decimal Factor’s phone number and website?
The FCA register lists the phone number 07770 604457 and the website decimalfactor.co.uk for Decimal Factor. If you were given different contact details, use these to check with the firm before going any further.
Is Decimal Factor a scam or clone?
Decimal Factor is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Decimal Factor?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Decimal Factor handles your money, so check the specific product before you commit. You can also refer complaints about Decimal Factor to the Financial Ombudsman Service, free of charge.
Who owns Decimal Factor?
Companies House lists one person with significant control of Decimal Factor: Mr Manoj Vijay Karkhanis (50–75% of shares).
Who runs Decimal Factor?
Companies House lists one director of Decimal Factor: Manoj Vijay Karkhanis.
How long has Decimal Factor been in business?
The company was formed on 19 May 2008, and has held its current FCA authorisation since April 2016.
What do Decimal Factor’s latest accounts show?
Its latest accounts, to 31 March 2025, show turnover of £179k (<1% from £181k) and net assets of −£1.19m (up £21.8k from −£1.22m).

Sources and links

The full report on Decimal Factor Limited

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