Decision Vision Ltd

Reference number: 839643

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When pointfour.co.uk first appeared online, and whether it can receive email
  • What kind of line 0330 094 7744 is
  • Who else gives the postcode NG11 7EP
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • APPY Shop Trading name
  • Point Four Trading name
  • Blue Blanket Former trading name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (1 permission)
  • Credit Broking

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
07043157
Company status
Active
Company type
Private limited company
Incorporated
14 October 2009 (17 years old)
Registered office
2 Wilford Business Park, Ruddington Lane, Nottingham, Notts, NG11 7EP
Nature of business
  • Information technology consultancy activities (SIC 62020)

Directors and company secretaries

Name Role Born Appointed Other companies
Bridget Carole Faulder Director Oct 1966 1 Apr 2012 30 other companies
Rachel Denise Skill Director Aug 1968 2 Jan 2015 25 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
38
closed down
26
run together
17

In the full report: all 38 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 17 companies these 2 directors run together
  • All 3 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 October 2025Small company accountsNot audited

Net assets

−£123k

Down £83.1k from −£40.3k

Cash at bank

£50.1k

−27% from £69.0k

Employees (average)

33

Same as 33

Owed within a year

£504k

−1.3% from £511k

Net assets are negative: on its last balance sheet the company owed £123k more than it owned.

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 07043157. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Decision Vision’s history from the FCA register and Companies House, newest first.

Key events (5) All events (15)

2019

26 April 2019

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2016

6 April 2016

  • Bridget Carole Faulder gained significant control

Companies House

2012

27 March 2012

  • Board replaced: its only director left and a new director took over

Companies House

2009

14 October 2009

  • Incorporated at Companies House

Companies House

In the full report: all 15 events

  • All 15 events in its history (5 shown here)
  • Every director appointment and resignation: 4
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Firms connected to Decision Vision

Other FCA-listed firms that share a director, phone number or address with Decision Vision. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
share its postcode
3

In the full report: all 3 connected firms, named

  • How each is linked: the same postcode (3)
  • Who links each one: the named directors, with dates
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Firms like Decision Vision

Other firms of the same type (credit broker), nearest first.

In Nottingham

Affinity Asset Finance LimitedNottinghamAuthorisedAndrew HollingsworthNottinghamAuthorisedAndrew MumfordNottinghamAuthorisedClayton & BrewillNottinghamAuthorisedDavid TankNottinghamAuthorisedDoctor Mehul PatelNottinghamAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Decision Vision

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 38 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 15 events in its history
  • 3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Decision Vision Ltd FCA authorised?
Yes, Decision Vision Ltd (FRN 839643) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since April 2019 and works as a credit broker. The FCA has placed no limits on its permissions.
What is Decision Vision’s phone number and website?
The FCA register lists the phone number 0330 094 7744 and the website pointfour.co.uk for Decision Vision. If you were given different contact details, use these to check with the firm before going any further.
Is Decision Vision a scam or clone?
Decision Vision is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Decision Vision?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Decision Vision handles your money, so check the specific product before you commit. You can also refer complaints about Decision Vision to the Financial Ombudsman Service, free of charge.
Who owns Decision Vision?
Companies House lists one person with significant control of Decision Vision: Mrs Bridget Carole Faulder (significant influence or control).
Who runs Decision Vision?
Companies House lists 2 directors of Decision Vision: Bridget Carole Faulder and Rachel Denise Skill.
How long has Decision Vision been in business?
The company was formed on 14 October 2009, and has held its current FCA authorisation since April 2019.
What do Decision Vision’s latest accounts show?
Its latest accounts, to 31 October 2025, show net assets of −£123k (down £83.1k from −£40.3k) and cash at bank of £50.1k (−27% from £69.0k).
Does Decision Vision use any other names?
It trades as APPY Shop and Point Four. It has previously used the name Blue Blanket.

Sources and links

The full report on Decision Vision Ltd

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