Delta Mortgages Limited
Reference number: 921485
Instant download
Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Office 101, Wilson House, 2 Lorne Park Road, Bournemouth, BH1 1JN, England
In the full report: 3 background checks
- When deltamortgages.co.uk first appeared online, and whether it can receive email
- What kind of line 0303 003 3606 is
- Who else gives the postcode BH1 1JN
Other names (4)
If you were contacted under any of these names, it is this firm.
- Wilding Mortgages Trading name: A name it trades under now.
- HERITAGE MORTGAGE & PROTECT LIMITED Former name: A name it was registered under before.
- EmCat Mortgages Former trading name: A name it used to trade under.
- Heritage Mortgages Former trading name: A name it used to trade under.
FCA permissions and consumer protection
- Give regulated advice FSCS may applyA claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
- Manage or trade investments FSCS may applyEligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
- Advise on or arrange mortgages FSCS may applyMortgage advice and arranging may be FSCS-covered, up to the limit that applies.
- Lend or arrange credit No FSCS coverConsumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (11 permissions)
- Acting as a CBTL advisor
- Acting as a CBTL Advisor
- Acting as a CBTL arranger
- Acting as a CBTL Arranger
- Advising on investments (except on Pension Transfers and Pension Opt Outs)
- Advising on regulated mortgage contracts
- Arranging (bringing about) deals in investments
- Arranging (bringing about) regulated mortgage contracts
- Credit Broking
- Making arrangements with a view to regulated mortgage contracts
- Making arrangements with a view to transactions in investments
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 12106965 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 17 July 2019 (7 years old)
- Registered office
- Office 101 Wilson House, 2 Lorne Park Road, Bournemouth, Dorset, BH1 1JN, England
- Nature of business
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- Activities of mortgage finance companies (SIC 64922)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Luke Raymond Atkinson | Director | Jun 1982 | 5 Aug 2019 | 1 other company |
| Steven Jon Drake | Director | Jul 1981 | 19 Nov 2020 | 2 other companies |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 3
- closed down
- 1
- still active
- 2
In the full report: all 3 companies, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
- All 6 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£57.9k
+152% from £23.0k
Cash at bank
£105k
+193% from £35.9k
Owed within a year
£74.5k
+133% from £31.9k
Assets and liabilities
In the full report: all 6 years of accounts
- Every year from 2020 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 12106965. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Delta Mortgages’s history from the FCA register and Companies House, newest first.
2026
22 June 2026
- Drake Business Services Limited became a part-owner (25–50% of shares)
- Me23 Holding Limited stopped being a part-owner
Companies House
2025
16 July 2025
- Changed its registered name from "HERITAGE MORTGAGE & PROTECT LIMITED"
FCA register
1 May 2025
- Drake Business Services Limited stopped being a part-owner
- Me23 Holding Limited became a part-owner (25–50% of shares)
Companies House
6 February 2025
- Atkinson Business Services Limited became the majority owner (50–75% of shares)
- Drake Business Services Limited became a part-owner (25–50% of shares)
- Luke Raymond Richard John Atkinson stopped being the majority owner
- Steven Jon Drake stopped being a part-owner
Companies House
2022
20 April 2022
- Steven Jon Drake became a part-owner (25–50% of shares)
Companies House
2020
3 June 2020
- Regulated by the FCA from this date
- Became authorised by the FCA
FCA register
2019
5 August 2019
- Emerson James Peacey stopped being a part-owner
- James William Kelleher stopped being a part-owner
- Luke Raymond Richard John Atkinson became the majority owner (50–75% of shares)
Companies House
17 July 2019
- Incorporated at Companies House
- Emerson James Peacey became a part-owner (25–50% of shares)
- James William Kelleher became a part-owner (25–50% of shares)
Companies House
In the full report: all 35 events
- All 35 events in its history (18 shown here)
- Every director appointment and resignation: 10
Firms connected to Delta Mortgages
Other FCA-listed firms that share a director, phone number or address with Delta Mortgages. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 5
- share its postcode
- 5
In the full report: all 5 connected firms, named
- How each is linked: the same postcode (5)
- Who links each one: the named directors, with dates
Firms like Delta Mortgages
Other firms of the same type (mortgage adviser or broker), nearest first.
In Bournemouth
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Delta Mortgages
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 3 other companies its directors have run, named
- 3 background checks on its contact details
- 6 years of accounts, charted
- All 35 events in its history
- 5 connected firms, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Check your FSCS cover fscs.org.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk