Introducer appointed representative
Deran Stephenson can only introduce you to their principal, and cannot give financial advice, recommend products, or arrange deals alone.
- Appointed for under a year
- Protected through the principal
- No FCA actions
- Its phone number is also given by a firm that is no longer authorised
Responsible principal firm
Auto Finance Online Limited Reference number: 832181 View firm →What does this mean?
- An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
- Deran Stephenson (FRN 1056128) introduces customers to Auto Finance Online Limited (FRN 832181). Any regulated advice or arranging is done by the principal, not Deran Stephenson.
- Example: if Deran Stephenson refers you to a financial adviser, the advice should come from the principal firm, not from Deran Stephenson itself.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
Also given by a firm that is no longer authorised. Check you are dealing with the firm on this page.
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Address
London Road, Rockbeare, Exeter, Devon, EX5 2FP, United Kingdom
In the full report: 2 background checks
- What kind of line 01404 822116 is, and the other firm that gives it
- Who else gives the postcode EX5 2FP
Other names (1)
If you were contacted under any of these names, it is this firm.
- Exeter Caravans Centre Trading name: A name it trades under now.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Auto Finance Online Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Key dates in its history
Deran Stephenson’s history from the FCA register and Companies House, newest first.
2026
12 May 2026
- Became an introducer appointed representative
- Began trading as "Exeter Caravans Centre"
FCA register
Director appointments and resignations, and trading names, appear under All events.
Firms connected to Deran Stephenson
Other FCA-listed firms that share a director, phone number or address with Deran Stephenson. A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- no longer authorised
- 1
- share its phone number
- 1
In the full report: the connected firm, named
- How it is linked: the same phone number (1), the same postcode (1)
- Who links it to this firm: the named directors, with dates
Get the full report on Deran Stephenson
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 2 background checks on its contact details
- All 2 events in its history
- 1 connected firm, named, and who links them
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Frequently asked questions about this firm
Is Deran Stephenson FCA authorised?
What does introducer appointed representative mean for Deran Stephenson?
What is Deran Stephenson’s phone number?
Is Deran Stephenson a scam or clone?
Is my money safe with Deran Stephenson?
Does Deran Stephenson use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk