Derek Merson Limited

Reference number: 794330

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When derekmerson.co.uk first appeared online, and whether it can receive email
  • What kind of line 01643 702345 is
  • Who else gives the postcode TA24 5QW
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FCA permissions and consumer protection

  • Lend or arrange credit · Hire out goods to consumers No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (5 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling
  • Entering into Regulated Consumer Hire Agreements as owner
  • Exercising or having the right to exercise the owner's rights and duties under a regulated consumer hire agreement

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
03968407
Company status
Active
Company type
Private limited company
Incorporated
10 April 2000 (26 years old)
Registered office
The Metropole Garage, North Road, Minehead, TA24 5QW, England
Nature of business
  • Sale of used cars and light motor vehicles (SIC 45112)
  • Maintenance and repair of motor vehicles (SIC 45200)
  • Other letting and operating of own or leased real estate (SIC 68209)

Directors and company secretaries

Name Role Born Appointed Other companies
Carole Lesley Merson Director Jan 1946 10 Apr 2000 None
Derek William Merson Director Dec 1943 10 Apr 2000 1 other company
Paul John Merson Director Jan 1973 6 Apr 2015 None
Brian Julian Walder Secretary Not published 10 Apr 2000 –

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 4 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 5 April 2025Abridged accountsNot audited

Net assets

£2.12m

<1% from £2.13m

Cash at bank

£116k

−52% from £240k

Employees (average)

8

Same as 8

Owed within a year

£428k

−28% from £592k

No turnover or profit for the year to 5 April 2025: the accounts print them but do not tag them. The last tagged figures are £1.77m turnover and £111k profit, for the year to 5 April 2020.

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 03968407. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Derek Merson’s history from the FCA register and Companies House, newest first.

Key events (6) All events (11)

2017

16 November 2017

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2016

1 June 2016

  • Carole Lesley Merson became a part-owner (25–50% of shares)
  • Derek William Merson became a part-owner (25–50% of shares)
  • Paul John Merson became a part-owner (25–50% of shares)

Companies House

2000

10 April 2000

  • Incorporated at Companies House

Companies House

In the full report: all 11 events

  • All 11 events in its history (6 shown here)
  • Every director appointment and resignation: 3
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Firms like Derek Merson

Other firms of the same type (car leasing or hire), nearest first.

In the Taunton (TA) postcode area

Central Motors (Chard) LimitedChardAuthorisedNortham Farm Caravan Sales LimitedBurnham-on-SeaAuthorisedSouthwest Motorhomes Sales, Hire and Services LimitedIlminsterAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Derek Merson

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 11 events in its history

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Frequently asked questions about this firm

Is Derek Merson Limited FCA authorised?
Yes, Derek Merson Limited (FRN 794330) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since November 2017 and works as a car leasing or hire. The FCA has placed no limits on its permissions.
What is Derek Merson’s phone number and website?
The FCA register lists the phone number 01643 702345 and the website derekmerson.co.uk for Derek Merson. If you were given different contact details, use these to check with the firm before going any further.
Is Derek Merson a scam or clone?
Derek Merson is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Derek Merson?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Derek Merson handles your money, so check the specific product before you commit. You can also refer complaints about Derek Merson to the Financial Ombudsman Service, free of charge.
Who owns Derek Merson?
Companies House lists 3 people with significant control of Derek Merson: Mr Paul John Merson (25–50% of shares), Mr Derek William Merson (25–50% of shares) and Mrs Carole Lesley Merson (25–50% of shares).
Who runs Derek Merson?
Companies House lists 3 directors of Derek Merson: Carole Lesley Merson, Derek William Merson and Paul John Merson.
How long has Derek Merson been in business?
The company was formed on 10 April 2000, and has held its current FCA authorisation since November 2017.
What do Derek Merson’s latest accounts show?
Its latest accounts, to 5 April 2025, show net assets of £2.12m (<1% from £2.13m) and cash at bank of £116k (−52% from £240k).

Sources and links

The full report on Derek Merson Limited

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