Desser and Company Limited

Reference number: 1039431

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

SNAP FINANCE LIMITED Reference number: 741813 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • DESSER AND COMPANY LIMITED (FRN 1039431) introduces customers to SNAP FINANCE LIMITED (FRN 741813). Any regulated advice or arranging is done by the principal, not DESSER AND COMPANY.
  • Example: if DESSER AND COMPANY refers you to a financial adviser, the advice should come from the principal firm, not from DESSER AND COMPANY itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When desser.co.uk first appeared online, and whether it can receive email
  • What kind of line 0161 834 1795 is
  • Who else gives the postcode M17 1SN
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Desser & Company Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Snap Finance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
00188770
Company status
Active
Company type
Private limited company
Incorporated
26 March 1923 (103 years old)
Registered office
The Parkway Centre Longbridge Road, Trafford Park, Manchester, M17 1SN, England
Nature of business
  • Wholesale of household goods (other than musical instruments) n.e.c (SIC 46499)

Directors and company secretaries

Name Role Born Appointed Other companies
Mark Simon Stewart Director Dec 1976 2 Mar 2003 None
David Stewart Director Feb 1991 16 Apr 2024 1 other company

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 13 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Full accountsNot audited

Net assets

£536k

−51% from £1.10m

Cash at bank

£163k

−68% from £513k

Owed within a year

£539k

+10% from £489k

Assets and liabilities

In the full report: all 5 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 00188770. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Desser and Company’s history from the FCA register and Companies House, newest first.

Key events (2) All events (17)

2025

23 July 2025

  • Became an introducer appointed representative

FCA register

1923

26 March 1923

  • Incorporated at Companies House

Companies House

In the full report: all 17 events

  • All 17 events in its history (2 shown here)
  • Every director appointment and resignation: 14
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Firms like Desser and Company

Other firms of the same type (credit broker), nearest first.

In Manchester

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Desser and Company

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • 5 years of accounts, charted
  • All 17 events in its history

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Frequently asked questions about this firm

Is Desser and Company Limited FCA authorised?
Desser and Company Limited (FRN 1039431) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Desser and Company?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Desser and Company Limited (FRN 1039431) introduces customers to SNAP FINANCE LIMITED (FRN 741813). Any regulated advice or arranging is done by the principal, not Desser and Company. Example: if Desser and Company refers you to a financial adviser, the advice should come from the principal firm, not from Desser and Company itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Desser and Company’s phone number and website?
The FCA register lists the phone number 0161 834 1795 and the website desser.co.uk for Desser and Company. If you were given different contact details, use these to check with the firm before going any further.
Is Desser and Company a scam or clone?
Desser and Company is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Desser and Company?
Protection works through Snap Finance Limited, the principal firm responsible for Desser and Company's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who runs Desser and Company?
Companies House lists 2 directors of Desser and Company: Mark Simon Stewart and David Stewart.
How long has Desser and Company been in business?
The company was formed on 26 March 1923.
What do Desser and Company’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £536k (−51% from £1.10m) and cash at bank of £163k (−68% from £513k).
Does Desser and Company use any other names?
It trades as Desser & Company.

Sources and links

The full report on Desser and Company Limited

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