Detach Lending Limited

Reference number: 806314

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When detachloan.co.uk first appeared online, and whether it can receive email
  • What kind of line 07946 467484 is
  • Who else gives the postcode ME5 9FD
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Detach Group Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (2 permissions)
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
18 October 2017 (9 years old)
Registered office
Innovation Centre Medway, Maidstone Road, Chatham, Kent, ME5 9FD, England
Nature of business
  • Other credit granting not elsewhere classified (SIC 64929)

Directors and company secretaries

Name Role Born Appointed Other companies
Graham Ian Noble Director Apr 1974 18 Oct 2017 4 other companies
Gregory Edward Malone Director Oct 1983 5 Dec 2017 3 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
6
still active
6
run together
1

In the full report: all 6 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 1 company these 2 directors run together
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Filed accounts and finances

Year to 30 October 2025Small company accountsNot audited

Net assets

£635k

+6% from £600k

Cash at bank

£80.0k

−85% from £535k

Employees (average)

2

Same as 2

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 11019030. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Detach Lending’s history from the FCA register and Companies House, newest first.

2018

5 October 2018

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2017

18 October 2017

  • Incorporated at Companies House
  • Detach Group Limited took control (75–100% of shares)

Companies House

In the full report: all 9 events

  • All 9 events in its history (4 shown here)
  • Every director appointment and resignation: 2
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Firms like Detach Lending

Other firms of the same type (lender), nearest first.

In Chatham

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Detach Lending

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 6 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 9 events in its history

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Frequently asked questions about this firm

Is Detach Lending Limited FCA authorised?
Yes, Detach Lending Limited (FRN 806314) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since October 2018 and works as a lender. The FCA has placed no limits on its permissions.
What is Detach Lending’s phone number and website?
The FCA register lists the phone number 07946 467484 and the website detachloan.co.uk for Detach Lending. If you were given different contact details, use these to check with the firm before going any further.
Is Detach Lending a scam or clone?
Detach Lending is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Detach Lending?
It may control client money but not hold it. Protection depends on which product you hold and how Detach Lending handles your money, so check the specific product before you commit. You can also refer complaints about Detach Lending to the Financial Ombudsman Service, free of charge.
Who owns Detach Lending?
Detach Lending is owned by Detach Group Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 18 October 2017.
Who runs Detach Lending?
Companies House lists 2 directors of Detach Lending: Graham Ian Noble and Gregory Edward Malone.
How long has Detach Lending been in business?
The company was formed on 18 October 2017, and has held its current FCA authorisation since October 2018.
What do Detach Lending’s latest accounts show?
Its latest accounts, to 30 October 2025, show net assets of £635k (+6% from £600k) and cash at bank of £80.0k (−85% from £535k).
Does Detach Lending use any other names?
It trades as Detach Group.

Sources and links

The full report on Detach Lending Limited

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