DF Capital Bank Limited: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 6 years
Your funds are protected by FSCS
No FCA actions
Active company since 2016
1 thing worth a closer look in the background checks

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

dfcapital.bank (opens in a new tab)
Phone number

0330 094 0162
Address

Express Building, 9 Great Ancoats Street, Manchester, Manchester, M4 5AD, United Kingdom

In the full report: 3 background checks, 1 thing worth a closer look

When dfcapital.bank first appeared online, and whether it can receive email
What kind of line 0330 094 0162 is
Who else gives the postcode M4 5AD

Other names (3)

If you were contacted under any of these names, it is this firm.

DF Capital Trading name: A name it trades under now.
Distribution Finance Capital Limited Former name: A name it was registered under before.
Distribution Finance Capital Ltd Former name: A name it was registered under before.

FCA permissions and consumer protection

Hold or safeguard your money FSCS may apply
Eligible deposits are typically protected by the FSCS up to £120,000 per person, per banking group.
Manage or trade investments FSCS may apply
Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (2 permissions)

Accepting Deposits
Dealing in investments as principal

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 10198535 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 25 May 2016 (10 years old)
Registered office: Express Building, 9 Great Ancoats Street, Manchester, M4 5AD, England
Nature of business: Banks (SIC 64191)
Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Mark Stjohn Stephens	Director	Feb 1960	3 Jul 2017	None
Carl Mark D'Ammassa	Director	Oct 1973	9 Mar 2020	9 other companies
Haakon Stenrød	Director	May 1980	9 Jun 2020	1 other company
Sheryl Arlene Frances Lawrence	Director	Oct 1964	16 May 2022	11 other companies
Nicole Coll	Director	Jan 1976	16 May 2022	14 other companies
Sameera Khaliq	Director	Oct 1982	7 Jul 2025	3 other companies
Richard William Green	Director	Sep 1966	17 Sep 2025	3 other companies
Karen D'Souza	Secretary	Not published	16 Feb 2023	–

Other companies run by these 7 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 36
closed down: 2
went insolvent: 2

In the full report: all 36 companies, named

What each company does, and whether it is still trading
Which of these 7 directors sit on each board, and since when
The 2 that went into liquidation or administration
The 15 on the FCA register
The 1 company these 7 directors run together
All 19 people who have ever been directors, with their dates

Key dates in its history

DF Capital Bank’s history from the FCA register and Companies House, newest first.

Key events (7) All events (41)

2020

7 October 2020

Changed its registered name from "Distribution Finance Capital Limited"
Changed its registered name from "Distribution Finance Capital Ltd"

FCA register

29 September 2020

Regulated by the FCA from this date
Regulated by the Prudential Regulation Authority from this date
Became authorised by the FCA

FCA register

2019

8 May 2019

Distribution Finance Capital Holdings PLC took control (75–100% of shares)

Companies House

2016

25 May 2016

Incorporated at Companies House

Companies House

In the full report: all 41 events

All 41 events in its history (7 shown here)
Every director appointment and resignation: 31

Firms connected to DF Capital Bank

Other FCA-listed firms that share a director, phone number or address with DF Capital Bank. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 9
share a director: 6
share its postcode: 5

In the full report: all 9 connected firms, named

How each is linked: shared directors (6), the same postcode (5)
Who links each one: the named directors, with dates
6 past links through former directors

Firms like DF Capital Bank

Other firms of the same type (bank or building society), nearest first.

In Manchester

The Co-Operative Bank P.L.C.ManchesterSee the register Cash Box Credit Union LimitedManchesterAuthorised Grand United Order of Oddfellows Friendly SocietyManchesterAuthorised Independent Order of Odd Fellows Manchester Unity Friendly Society LimitedManchesterAuthorised Manchester Credit Union LimitedManchesterAuthorised South Manchester Credit Union LimitedManchesterAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on DF Capital Bank

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

36 other companies its directors have run, named
3 background checks on its contact details, 1 flagged
All 41 events in its history
9 connected firms, named, and who links them

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Frequently asked questions about this firm

Is DF Capital Bank Limited FCA authorised?

Yes, DF Capital Bank Limited (FRN 848291) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since September 2020 and works as a bank or building society. The FCA has placed no limits on its permissions.

What is DF Capital Bank’s phone number and website?

The FCA register lists the phone number 0330 094 0162 and the website dfcapital.bank for DF Capital Bank. If you were given different contact details, use these to check with the firm before going any further.

Is DF Capital Bank a scam or clone?

DF Capital Bank is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with DF Capital Bank?

It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about DF Capital Bank to the Financial Ombudsman Service, free of charge.

Who owns DF Capital Bank?

DF Capital Bank is owned by Distribution Finance Capital Holdings PLC, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 8 May 2019.

Who runs DF Capital Bank?

Companies House lists 7 directors of DF Capital Bank: Mark Stjohn Stephens, Carl Mark D'Ammassa, Haakon Stenrød, Sheryl Arlene Frances Lawrence, Nicole Coll, Sameera Khaliq and 1 more.

How long has DF Capital Bank been in business?

The company was formed on 25 May 2016, and has held its current FCA authorisation since September 2020.

Does DF Capital Bank use any other names?

It trades as DF Capital. It has previously used 2 other names: Distribution Finance Capital Limited and Distribution Finance Capital Ltd.