Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 17 years
- Protected through the principal
- No FCA actions
- Active company since 1990
- Accounts filed up to 31 December 2025
Responsible principal firm
Dick Lovett Limited Reference number: 310722 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Dick Lovett (Specialist Cars) Ltd (FRN 411927) is an AR of Dick Lovett Limited (FRN 310722). When you use Dick Lovett (Specialist Cars)'s services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Dick Lovett (Specialist Cars), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
This company holds another FCA record
A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
-
Phone number
-
Address
Rushey Park, Wootton Bassett Road, Swindon, Wiltshire, SN5 8WG, United Kingdom
In the full report: 3 background checks
- When dicklovettswindonbmw.co.uk first appeared online, and whether it can receive email
- What kind of line 01793 615999 is
- Who else gives the postcode SN5 8WG
Other names (3)
If you were contacted under any of these names, it is this firm.
- Dick Lovett BMW Swindon Trading name: A name it trades under now.
- Dick Lovett MINI Swindon Trading name: A name it trades under now.
- Dick Lovett Swindon Trading name: A name it trades under now.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Dick Lovett Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company name
- DICK LOVETT (SPECIALIST CARS) LIMITED
- Company number
- 02567241 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 10 December 1990 (35 years old)
- Registered office
- The Copse Frankland Road, Blagrove, Swindon, Wiltshire, SN5 8YW, England
- Nature of business
-
- Sale of new cars and light motor vehicles (SIC 45111)
- Sale of used cars and light motor vehicles (SIC 45112)
- Maintenance and repair of motor vehicles (SIC 45200)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Julian Winterburn | Director | Aug 1969 | 1 Apr 2018 | 16 other companies |
| Rebecca Jane Maloney | Director | Sep 1979 | 18 Dec 2023 | 12 other companies |
| Russell John Trotman | Director | Dec 1965 | 3 Apr 2025 | 13 other companies |
| Peter Charles Lovett | Director | Mar 1950 | Not published | 14 other companies |
| Julian Winterburn | Secretary | Not published | 1 Apr 2018 | – |
Other companies run by these 4 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 18
- closed down
- 2
- are FCA-registered
- 7
In the full report: all 18 companies, named
- What each company does, and whether it is still trading
- Which of these 4 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 7 on the FCA register
- The 13 companies these 4 directors run together
- All 10 people who have ever been directors, with their dates
Filed accounts and finances
Profit before tax
£1.27m
+73% from £731k
Net assets
£6.71m
+6.9% from £6.27m
Cash at bank
£3.48m
+239% from £1.02m
Owed within a year
£20.5m
−7.9% from £22.3m
The accounts for the year to 31 December 2025 do not tag turnover in a form that can be read automatically, so it is not shown. The last tagged figure is £98.9m, for the year to 31 December 2022.
Profit before tax
In the full report: all 6 years of accounts
- Every year from 2019 to 2025
- Both charts, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 02567241. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Dick Lovett (Specialist Cars)’s history from the FCA register and Companies House, newest first.
2025
18 November 2025
- Peter Charles Lovett gave up control
- Rebecca Jane Maloney took control (75–100% of shares)
Companies House
2024
10 May 2024
- Dick Lovett Automobile Limited took control (75–100% of shares)
Companies House
2016
6 April 2016
- Peter Charles Lovett took control (75–100% of shares)
Companies House
2009
1 January 2009
- Became an appointed representative
FCA register
1990
10 December 1990
- Incorporated at Companies House
Companies House
In the full report: all 20 events
- All 20 events in its history (6 shown here)
- Every director appointment and resignation: 11
Get the full report on Dick Lovett (Specialist Cars)
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 18 other companies its directors have run, named
- 3 background checks on its contact details
- 6 years of accounts, charted
- All 20 events in its history
Instant PDF One-off payment Secure checkout by Stripe
Frequently asked questions about this firm
Is Dick Lovett (Specialist Cars) Ltd FCA authorised?
What does appointed representative mean for Dick Lovett (Specialist Cars)?
What is Dick Lovett (Specialist Cars)’s phone number and website?
Is Dick Lovett (Specialist Cars) a scam or clone?
Is my money safe with Dick Lovett (Specialist Cars)?
Who owns Dick Lovett (Specialist Cars)?
Who runs Dick Lovett (Specialist Cars)?
How long has Dick Lovett (Specialist Cars) been in business?
What do Dick Lovett (Specialist Cars)’s latest accounts show?
Does Dick Lovett (Specialist Cars) use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk