Dick Lovett (Specialist Cars) Ltd

Reference number: 411927

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Dick Lovett (Specialist Cars) Ltd (FRN 411927) is an AR of Dick Lovett Limited (FRN 310722). When you use Dick Lovett (Specialist Cars)'s services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Dick Lovett (Specialist Cars), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

This company holds another FCA record

A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When dicklovettswindonbmw.co.uk first appeared online, and whether it can receive email
  • What kind of line 01793 615999 is
  • Who else gives the postcode SN5 8WG
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • Dick Lovett BMW Swindon Trading name: A name it trades under now.
  • Dick Lovett MINI Swindon Trading name: A name it trades under now.
  • Dick Lovett Swindon Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Dick Lovett Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
DICK LOVETT (SPECIALIST CARS) LIMITED
Company status
Active
Company type
Private limited company
Incorporated
10 December 1990 (35 years old)
Registered office
The Copse Frankland Road, Blagrove, Swindon, Wiltshire, SN5 8YW, England
Nature of business
  • Sale of new cars and light motor vehicles (SIC 45111)
  • Sale of used cars and light motor vehicles (SIC 45112)
  • Maintenance and repair of motor vehicles (SIC 45200)

Directors and company secretaries

Name Role Born Appointed Other companies
Julian Winterburn Director Aug 1969 1 Apr 2018 16 other companies
Rebecca Jane Maloney Director Sep 1979 18 Dec 2023 12 other companies
Russell John Trotman Director Dec 1965 3 Apr 2025 13 other companies
Peter Charles Lovett Director Mar 1950 Not published 14 other companies
Julian Winterburn Secretary Not published 1 Apr 2018 –

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
18
closed down
2
are FCA-registered
7

In the full report: all 18 companies, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 7 on the FCA register
  • The 13 companies these 4 directors run together
  • All 10 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Full accountsAudited

Profit before tax

£1.27m

+73% from £731k

Net assets

£6.71m

+6.9% from £6.27m

Cash at bank

£3.48m

+239% from £1.02m

Owed within a year

£20.5m

−7.9% from £22.3m

The accounts for the year to 31 December 2025 do not tag turnover in a form that can be read automatically, so it is not shown. The last tagged figure is £98.9m, for the year to 31 December 2022.

Profit before tax

In the full report: all 6 years of accounts

  • Every year from 2019 to 2025
  • Both charts, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 02567241. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Dick Lovett (Specialist Cars)’s history from the FCA register and Companies House, newest first.

2025

18 November 2025

  • Peter Charles Lovett gave up control
  • Rebecca Jane Maloney took control (75–100% of shares)

Companies House

2024

10 May 2024

  • Dick Lovett Automobile Limited took control (75–100% of shares)

Companies House

2016

6 April 2016

  • Peter Charles Lovett took control (75–100% of shares)

Companies House

2009

1 January 2009

  • Became an appointed representative

FCA register

1990

10 December 1990

  • Incorporated at Companies House

Companies House

In the full report: all 20 events

  • All 20 events in its history (6 shown here)
  • Every director appointment and resignation: 11
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Get the full report on Dick Lovett (Specialist Cars)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 18 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 20 events in its history

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Frequently asked questions about this firm

Is Dick Lovett (Specialist Cars) Ltd FCA authorised?
Dick Lovett (Specialist Cars) Ltd (FRN 411927) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Dick Lovett (Specialist Cars)?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Dick Lovett (Specialist Cars) Ltd (FRN 411927) is an AR of Dick Lovett Limited (FRN 310722). When you use Dick Lovett (Specialist Cars)'s services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Dick Lovett (Specialist Cars), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Dick Lovett (Specialist Cars)’s phone number and website?
The FCA register lists the phone number 01793 615999 and the website dicklovettswindonbmw.co.uk for Dick Lovett (Specialist Cars). If you were given different contact details, use these to check with the firm before going any further.
Is Dick Lovett (Specialist Cars) a scam or clone?
Dick Lovett (Specialist Cars) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Dick Lovett (Specialist Cars)?
Protection works through Dick Lovett Limited, the principal firm responsible for Dick Lovett (Specialist Cars)'s regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Dick Lovett (Specialist Cars)?
Dick Lovett (Specialist Cars) is owned by Dick Lovett Automobile Limited, which holds 75–100% of shares and 75–100% of votes, since 10 May 2024. Before that, it was controlled by Mr Peter Charles Lovett.
Who runs Dick Lovett (Specialist Cars)?
Companies House lists 4 directors of Dick Lovett (Specialist Cars): Julian Winterburn, Rebecca Jane Maloney, Russell John Trotman and Peter Charles Lovett.
How long has Dick Lovett (Specialist Cars) been in business?
The company was formed on 10 December 1990.
What do Dick Lovett (Specialist Cars)’s latest accounts show?
Its latest accounts, to 31 December 2025, show profit before tax of £1.27m (+73% from £731k) and net assets of £6.71m (+6.9% from £6.27m).
Does Dick Lovett (Specialist Cars) use any other names?
It trades as Dick Lovett BMW Swindon, Dick Lovett MINI Swindon and Dick Lovett Swindon.

Sources and links

The full report on Dick Lovett (Specialist Cars) Ltd

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