Direct 2 Lender Private Finance Ltd: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 10 years
Your funds are protected by FSCS
No FCA actions
Active company since 2011
Accounts filed up to 5 April 2025

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

direct2lender.com (opens in a new tab)
Phone number

020 3551 8779
Address

Northside House, Mount Pleasant, Cockfosters, Barnet, EN4 9EB, United Kingdom

In the full report: 3 background checks

When direct2lender.com first appeared online, and whether it can receive email
What kind of line 020 3551 8779 is
Who else gives the postcode EN4 9EB

Other names (1)

If you were contacted under any of these names, it is this firm.

Direct 2 Lender Mortgage Packaging Limited Former name: A name it was registered under before.

FCA permissions and consumer protection

Give regulated advice FSCS may apply
A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
Advise on or arrange mortgages FSCS may apply
Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (10 permissions)

Acting as a CBTL advisor
Acting as a CBTL Advisor
Acting as a CBTL arranger
Acting as a CBTL Arranger
Advising on regulated mortgage contracts
Arranging (bringing about) regulated mortgage contracts
Credit Broking
Debt Adjusting
Debt-counselling
Making arrangements with a view to regulated mortgage contracts

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 07617049 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 28 April 2011 (15 years old)
Registered office: Regina House, 124 Finchley Road, London, NW3 5JS
Nature of business: Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
John Arnold Crabtree	Director	Sep 1960	28 Apr 2011	3 other companies
Kyriacos Maratheftis	Director	Dec 1966	28 Apr 2011	4 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 4
closed down: 4
run together: 3

In the full report: all 4 companies, named

What each company does, and whether it is still trading
Which of these 2 directors sit on each board, and since when
Any that went into liquidation or administration
The 3 companies these 2 directors run together

Filed accounts and finances

Year to 5 April 2025Micro-entity accountsNot audited

Net assets

£50.4k

−45% from £92.0k

Employees (average)

2

Same as 2

Owed within a year

£70.4k

−9.6% from £77.9k

Assets and liabilities

In the full report: all 6 years of accounts

Every year from 2020 to 2025
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 07617049. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Direct 2 Lender Private Finance’s history from the FCA register and Companies House, newest first.

Key events (6) All events (9)

2020

18 February 2020

Changed its registered name from "Direct 2 Lender Mortgage Packaging Limited"

FCA register

2016

6 April 2016

John Arnold Crabtree became a part-owner (25–50% of shares)
Kyriacos Maratheftis became a part-owner (25–50% of shares)

Companies House

22 February 2016

Regulated by the FCA from this date
Became authorised by the FCA

FCA register

2011

28 April 2011

Incorporated at Companies House

Companies House

In the full report: all 9 events

All 9 events in its history (6 shown here)
Every director appointment and resignation: 2

Firms like Direct 2 Lender Private Finance

Other firms of the same type (mortgage adviser or broker), nearest first.

In Barnet

Rosewood Private LtdBarnetAuthorised Chris FyfeBarnetAppointed representative Essential Mortgage & Money Solutions LtdBarnetAppointed representative HG Financial LtdBarnetAppointed representative Proppea Mortgages LimitedBarnetAppointed representative Tower Bridge Commercial Solutions LimitedBarnetAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Direct 2 Lender Private Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

4 other companies its directors have run, named
3 background checks on its contact details
6 years of accounts, charted
All 9 events in its history

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Frequently asked questions about this firm

Is Direct 2 Lender Private Finance Ltd FCA authorised?

Yes, Direct 2 Lender Private Finance Ltd (FRN 698343) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since February 2016 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.

What is Direct 2 Lender Private Finance’s phone number and website?

The FCA register lists the phone number 020 3551 8779 and the website direct2lender.com for Direct 2 Lender Private Finance. If you were given different contact details, use these to check with the firm before going any further.

Is Direct 2 Lender Private Finance a scam or clone?

Direct 2 Lender Private Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Direct 2 Lender Private Finance?

Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Direct 2 Lender Private Finance to the Financial Ombudsman Service, free of charge.

Who owns Direct 2 Lender Private Finance?

Companies House lists 2 people with significant control of Direct 2 Lender Private Finance: Mr John Arnold Crabtree (25–50% of shares) and Mr Kyriacos Maratheftis (25–50% of shares).

Who runs Direct 2 Lender Private Finance?

Companies House lists 2 directors of Direct 2 Lender Private Finance: John Arnold Crabtree and Kyriacos Maratheftis.

How long has Direct 2 Lender Private Finance been in business?

The company was formed on 28 April 2011, and has held its current FCA authorisation since February 2016.

What do Direct 2 Lender Private Finance’s latest accounts show?

Its latest accounts, to 5 April 2025, show net assets of £50.4k (−45% from £92.0k).

Does Direct 2 Lender Private Finance use any other names?

It has previously used the name Direct 2 Lender Mortgage Packaging Limited.