Distinctive Financial Solutions Ltd

Reference number: 527810

Instant download

No longer an appointed representative

This firm is still listed on the FCA register, but the record is closed. Cover on business done while it was authorised generally still applies, and it cannot take on new regulated business. Registration ended 14 July 2010.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • Last known website

    sjpp.co.uk/marklockyer

  • Last known phone number

    01474 533057

  • Last known address

    Alva House, Valley Drive, Marling Cross, Gravesend, Kent, DA12 5UE, United Kingdom

In the full report: 3 background checks

  • When sjpp.co.uk first appeared online, and whether it can receive email
  • What kind of line 01474 533057 is
  • Who else gives the postcode DA12 5UE
Instant PDF download
Other names (1)

If you were contacted under any of these names, it is this firm.

  • Mark Lockyer Trading name

Past FCA permissions and consumer protection

  • The record is closed
    Cover you already have generally survives the cancellation: FSCS exists for firms that have failed, and the Financial Ombudsman Service can look at a complaint about a firm that has stopped trading, as long as the business was done while it was authorised. New business with this firm has no cover at all, because it is no longer permitted to carry it out.

FCA disciplinary action and complaints

No FCA disciplinary action. The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
DISTINCTIVE FINANCIAL SOLUTIONS LIMITED
Company number
07282127
Company status
Active
Company type
Private limited company
Incorporated
11 June 2010 (16 years old)
Registered office
Cawley Place, 15 Cawley Road, Chichester, PO19 1UZ, England
Nature of business
  • Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name Role Born Appointed Other companies
Edward Jonathan Whitehouse Director Aug 1980 4 Aug 2026 None
Thomas Christopher Whitehouse Director Apr 1978 4 Aug 2026 5 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
5
closed down
1
is FCA-registered
1

In the full report: all 5 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • All 4 people who have ever been directors, with their dates
Instant PDF download

Filed accounts and finances

Year to 4 August 2026Small company accountsNot audited

Total equity

£209k

+1.7% from £206k

Cash at bank

£274k

+33% from £206k

Employees (average)

3

Same as 3

Owed within a year

£64.8k

+88% from £34.5k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 07282127. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Distinctive Financial Solutions’s history from the FCA register and Companies House, newest first.

Key events (8) All events (15)

2026

4 August 2026

  • Board replaced: both directors left and 2 new directors took over
  • Mark Lockyer stopped being a part-owner
  • White House Capital Management Ltd took control (75–100% of shares)
  • Yvette Lockyer stopped being a part-owner

Companies House

2016

1 June 2016

  • Mark Lockyer became a part-owner (25–50% of shares)
  • Yvette Lockyer became a part-owner (25–50% of shares)

Companies House

2010

14 July 2010

  • Stopped being an appointed representative

FCA register

11 June 2010

  • Incorporated at Companies House

Companies House

In the full report: all 15 events

  • All 15 events in its history (8 shown here)
  • Every director appointment and resignation: 6
Instant PDF download

Firms connected to Distinctive Financial Solutions

Other FCA-listed firms that share a director, phone number or address with Distinctive Financial Solutions. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share a director
1

In the full report: the connected firm, named

  • How it is linked: shared directors (1)
  • Who links it to this firm: the named directors, with dates
Instant PDF download

Get the full report on Distinctive Financial Solutions

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 5 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 15 events in its history
  • 1 connected firm, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Distinctive Financial Solutions Ltd FCA authorised?
No. Distinctive Financial Solutions Ltd (FRN 527810) is still listed on the FCA register, but the record is closed: no longer an appointed representative.
Is Distinctive Financial Solutions a scam or clone?
Distinctive Financial Solutions is not currently authorised by the FCA. Be cautious and verify any firm on the FCA register before dealing with it.
Is my money safe with Distinctive Financial Solutions?
Money you handed over while it was authorised generally keeps its protection: FSCS covers firms that have failed, and the Financial Ombudsman Service can look at a complaint about a firm that has stopped trading. New business with Distinctive Financial Solutions has no cover, because it is no longer permitted to carry it out.
Who owns Distinctive Financial Solutions?
Distinctive Financial Solutions is owned by White House Capital Management Ltd, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 4 August 2026. Before that, it was controlled by Mr Mark Lockyer and Mrs Yvette Lockyer.
Who runs Distinctive Financial Solutions?
Companies House lists 2 directors of Distinctive Financial Solutions: Edward Jonathan Whitehouse and Thomas Christopher Whitehouse.
How long has Distinctive Financial Solutions been in business?
The company was formed on 11 June 2010.
What do Distinctive Financial Solutions’ latest accounts show?
Its latest accounts, to 4 August 2026, show total equity of £209k (+1.7% from £206k) and cash at bank of £274k (+33% from £206k).
Does Distinctive Financial Solutions use any other names?
It trades as Mark Lockyer.

Sources and links

The full report on Distinctive Financial Solutions Ltd

£19.99 · Instant PDF download

Loading secure checkout…