District and County Investments Limited

Reference number: 1029111

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On the register, but not FCA authorised

This firm is registered with the FCA for anti-money-laundering checks only, which is why it appears on the register. That is not authorisation: the FCA does not oversee how it treats customers, and FSCS protection does not apply.

What does this mean?
  • Some businesses are required by law to have an anti-money-laundering supervisor. For this kind of business that supervisor is the FCA, and the registration is the only reason the firm appears on the FCA register.
  • What the FCA checks is narrow: that the firm identifies its customers, keeps records, and reports suspicious activity. It is the anti-crime paperwork behind a bank asking you for ID.
  • It does not check anything about you as a customer. Not whether the firm treats you fairly, not whether it is financially sound, not whether what it sells is any good. The FCA describes firms registered this way as “not authorised or subject to wider FCA regulation”.
  • So if the firm fails or treats you badly, there is no FSCS compensation, and the Financial Ombudsman Service usually cannot look at a complaint about unregulated business.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • No phone number on the FCA register

  • Address

    42 Duke Street, Formby, Merseyside, L37 4AT, United Kingdom

In the full report: 1 background check

  • Who else gives the postcode L37 4AT
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Past FCA permissions and consumer protection

  • Money-laundering registration only
    This firm is registered for anti-money-laundering supervision only. It is not FCA-authorised. Money you hand over is not protected by the FSCS, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
05120263
Company status
Active
Company type
Private limited company
Incorporated
5 May 2004 (22 years old)
Registered office
Suite 6 Switch House, Northern Perimeter Road, Liverpool, Merseyside, L30 7PT, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Nicola Kate Mclachlan Director Dec 1971 24 May 2019 11 other companies
Harry Alan Keating Director Jul 1999 11 May 2023 None
Jennifer Angela Keating Director Sep 1974 11 May 2023 None
Kyle Tyrrell Director Apr 1988 11 May 2023 1 other company
Nicola Kate Mclachlan Secretary Not published 21 Sep 2010 –

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
12
still active
12

In the full report: all 12 companies, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 8 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Small company accountsAudited

Net assets

£3.02m

−3.6% from £3.13m

Cash at bank

£1.33m

+88% from £710k

Employees (average)

10

+11% from 9

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 05120263. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

District and County Investments’s history from the FCA register and Companies House, newest first.

Key events (6) All events (18)

2025

27 June 2025

  • Registered with the FCA

FCA register

2018

16 July 2018

  • Acorn Insurance And Financial Services Limited gave up control

Companies House

2017

28 April 2017

  • Ian James Traynor stopped being a part-owner

Companies House

2016

6 April 2016

  • Acorn Insurance And Financial Services Limited took control (75–100% of shares)
  • Ian James Traynor became a part-owner (25–50% of shares)

Companies House

2004

5 May 2004

  • Incorporated at Companies House

Companies House

In the full report: all 18 events

  • All 18 events in its history (6 shown here)
  • Every director appointment and resignation: 12
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Get the full report on District and County Investments

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 12 other companies its directors have run, named
  • 1 background check on its contact details
  • 6 years of accounts, charted
  • All 18 events in its history

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Frequently asked questions about this firm

Is District and County Investments Limited FCA authorised?
District and County Investments Limited (FRN 1029111) is registered with the FCA under the Money Laundering Regulations only. That is anti-money-laundering supervision, not FCA authorisation, and the FCA does not supervise the firm's conduct.
Is District and County Investments a scam or clone?
District and County Investments is genuinely on the FCA's money-laundering register, so it is not an outright fake, but registration is not authorisation, and scammers impersonate registered firms too. Verify contact details against the register before sending money.
Is my money safe with District and County Investments?
Money you hand to District and County Investments is not protected by the FSCS. Money-laundering registration carries no compensation scheme, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.
Who owns District and County Investments?
Companies House lists no one with significant control of District and County Investments now. Before that, it was controlled by Mr Ian James Traynor and Acorn Insurance And Financial Services Limited.
Who runs District and County Investments?
Companies House lists 4 directors of District and County Investments: Nicola Kate McLachlan, Harry Alan Keating, Jennifer Angela Keating and Kyle Tyrrell.
How long has District and County Investments been in business?
The company was formed on 5 May 2004.
What do District and County Investments’ latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £3.02m (−3.6% from £3.13m) and cash at bank of £1.33m (+88% from £710k).

Sources and links

The full report on District and County Investments Limited

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