Divitiae Ltd

Reference number: 459749

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When dca-fp.co.uk first appeared online, and whether it can receive email
  • What kind of line 01744 451877 is
  • Who else gives the postcode WA10 2AD
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • DC&A Financial Planning Trading name
  • DC&A Independent Financial Advisers Trading name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (5 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Advising on Pension Transfers and Pension Opt Outs
  • Arranging (bringing about) deals in investments
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Concerns on the company record

  • Confirmation statement is overdue at Companies House.
Company number
05961553
Company status
Active
Company type
Private limited company
Incorporated
10 October 2006 (20 years old)
Registered office
Cowley Chambers, 22 Cowley Hill Lane, St Helens, Merseyside, WA10 2AD
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
David Cathcart Director May 1963 10 Oct 2006 1 other company

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 2 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Abridged accountsNot audited

Net assets

£155k

+7.3% from £144k

Cash at bank

£164k

−10% from £182k

Employees (average)

3

Same as 3

Owed within a year

£25.5k

−60% from £63.3k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 05961553. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Divitiae’s history from the FCA register and Companies House, newest first.

Key events (6) All events (14)

2016

6 April 2016

  • David Cathcart became the majority owner (50–75% of shares)
  • Helen Kay Cathcart became a part-owner (25–50% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2007

2 January 2007

  • Became authorised by the FCA

FCA register

2006

27 December 2006

  • Regulated by the Financial Services Authority from this date

FCA register

10 October 2006

  • Incorporated at Companies House

Companies House

In the full report: all 14 events

  • All 14 events in its history (6 shown here)
  • Every director appointment and resignation: 3
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Firms connected to Divitiae

Other FCA-listed firms that share a director, phone number or address with Divitiae. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Divitiae

Other firms of the same type (financial adviser), nearest first.

In St. Helens

Allisons Financial Planning LimitedSt. HelensAuthorisedBurrows and Foy LLPSt. HelensAuthorisedOakley Independent LimitedSt. HelensAuthorisedRainford Financial Services LimitedSt. HelensAuthorisedTailored Financial Planning LtdSt. HelensAuthorisedLifestyle Financial Services LLPSt. HelensAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Divitiae

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 7 years of accounts, charted
  • All 14 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Divitiae Ltd FCA authorised?
Yes, Divitiae Ltd (FRN 459749) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2007 and works as a financial adviser. The FCA has placed no limits on its permissions.
What is Divitiae’s phone number and website?
The FCA register lists the phone number 01744 451877 and the website dca-fp.co.uk for Divitiae. If you were given different contact details, use these to check with the firm before going any further.
Is Divitiae a scam or clone?
Divitiae is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Divitiae?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Divitiae to the Financial Ombudsman Service, free of charge.
Who owns Divitiae?
Companies House lists 2 people with significant control of Divitiae: Mr David Cathcart (50–75% of shares) and Mrs Helen Kay Cathcart (25–50% of shares).
Who runs Divitiae?
Companies House lists one director of Divitiae: David Cathcart.
How long has Divitiae been in business?
The company was formed on 10 October 2006, and has held its current FCA authorisation since January 2007.
What do Divitiae’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £155k (+7.3% from £144k) and cash at bank of £164k (−10% from £182k).
Does Divitiae use any other names?
It trades as DC&A Financial Planning and DC&A Independent Financial Advisers.

Sources and links

The full report on Divitiae Ltd

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