DMC Derbyshire Ltd

Reference number: 991121

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When derbyshiremotorcompany.co.uk first appeared online, and whether it can receive email
  • What kind of line 07783 037212 is
  • Who else gives the postcode S45 9HX
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Derbyshire Motor Company Trading name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (5 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
14071894
Company status
Active
Company type
Private limited company
Incorporated
27 April 2022 (4 years old)
Registered office
Unit A, Coney Green Network Centre Wingfield View, Clay Cross, Chesterfield, S45 9HX, England
Nature of business
  • Sale of used cars and light motor vehicles (SIC 45112)

Directors and company secretaries

Name Role Born Appointed Other companies
Lewis Spencer Director Oct 1994 27 Apr 2022 None
Robert Thomas Bray Director Nov 1984 1 Jan 2026 3 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
closed down
1
still active
2

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 30 April 2025Abridged accountsNot audited

Net assets

£102k

No earlier figure to compare

Cash at bank

£120k

No earlier figure to compare

Employees (average)

2

Same as 2

Owed within a year

£520k

+366% from £112k

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 14071894. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

DMC Derbyshire’s history from the FCA register and Companies House, newest first.

Key events (7) All events (12)

2026

15 August 2026

  • Robert Thomas Bray became a part-owner (25–50% of shares)
  • Sian Alexandra Spencer-Bray stopped being a part-owner

Companies House

2023

17 February 2023

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2022

27 April 2022

  • Incorporated at Companies House
  • Lewis Spencer became a part-owner (25–50% of shares)
  • Sian Alexandra Spencer-Bray became a part-owner (25–50% of shares)

Companies House

In the full report: all 12 events

  • All 12 events in its history (7 shown here)
  • Every director appointment and resignation: 2
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Firms like DMC Derbyshire

Other firms of the same type (lender), nearest first.

In Chesterfield

Evolution Loans LimitedChesterfieldAuthorisedAFS LimitedChesterfieldAuthorisedSpire Services (Chesterfield) LimitedChesterfieldAuthorisedCB Chesterfield LimitedChesterfieldAuthorisedChesterfield Golf Club, LimitedChesterfieldAuthorisedFitton A LimitedChesterfieldAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on DMC Derbyshire

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 12 events in its history

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Frequently asked questions about this firm

Is DMC Derbyshire Ltd FCA authorised?
Yes, DMC Derbyshire Ltd (FRN 991121) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since February 2023 and works as a lender. The FCA has placed no limits on its permissions.
What is DMC Derbyshire’s phone number and website?
The FCA register lists the phone number 07783 037212 and the website derbyshiremotorcompany.co.uk for DMC Derbyshire. If you were given different contact details, use these to check with the firm before going any further.
Is DMC Derbyshire a scam or clone?
DMC Derbyshire is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with DMC Derbyshire?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how DMC Derbyshire handles your money, so check the specific product before you commit. You can also refer complaints about DMC Derbyshire to the Financial Ombudsman Service, free of charge.
Who owns DMC Derbyshire?
Companies House lists 2 people with significant control of DMC Derbyshire: Mr Robert Thomas Bray (25–50% of shares) and Mr Lewis Spencer (25–50% of shares). Before that, it was controlled by Mrs Sian Alexandra Spencer-Bray.
Who runs DMC Derbyshire?
Companies House lists 2 directors of DMC Derbyshire: Lewis Spencer and Robert Thomas Bray.
How long has DMC Derbyshire been in business?
The company was formed on 27 April 2022, and has held its current FCA authorisation since February 2023.
What do DMC Derbyshire’s latest accounts show?
Its latest accounts, to 30 April 2025, show net assets of £102k (no earlier figure to compare) and cash at bank of £120k (no earlier figure to compare).
Does DMC Derbyshire use any other names?
It trades as Derbyshire Motor Company.

Sources and links

The full report on DMC Derbyshire Ltd

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