DOA Underwriting Limited: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 9 years
Your funds are protected by FSCS
No FCA actions
Active company since 2004
Accounts filed up to 31 March 2025

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

doainsurance.co.uk (opens in a new tab)
Phone number

01371 878550
Address

Olivers House, Avenue North, Skyline 120, Great Notley, Braintree, CM77 7AF, United Kingdom

In the full report: 3 background checks

When doainsurance.co.uk first appeared online, and whether it can receive email
What kind of line 01371 878550 is, and the 2 other firms that give it
Who else gives the postcode CM77 7AF

Other names (3)

If you were contacted under any of these names, it is this firm.

DOA Trading name: A name it trades under now.
Excess Liabilities Trading name: A name it trades under now.
Network XOL Trading name: A name it trades under now.

FCA permissions and consumer protection

Hold or safeguard your money · Manage or trade investments FSCS may apply
Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Give regulated advice FSCS may apply
A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
Sell or arrange insurance FSCS may apply
Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (6 permissions)

Advising on investments (except on Pension Transfers and Pension Opt Outs)
Arranging (bringing about) deals in investments
Assisting in the administration and performance of a contract of insurance
Credit Broking
Dealing in investments as agent
Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 05045859 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 17 February 2004 (22 years old)
Registered office: Olivers House Avenue North, Skyline 120 Business Park, Great Notley, Braintree, CM77 7AF, England
Nature of business: Non-life insurance (SIC 65120)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
David George Oliver	Director	Aug 1948	23 Feb 2004	8 other companies
Debra Jayne Oliver	Director	Aug 1957	23 Feb 2004	4 other companies
Phillip George Oliver	Director	May 1982	10 Feb 2015	6 other companies
Damien Arthur Robert Abraham	Director	Mar 1978	10 Feb 2015	6 other companies
Matthew Oliver	Director	Jul 1979	10 Feb 2015	6 other companies
Jonathan Oliver	Director	Oct 1991	1 Jan 2018	2 other companies
Debra Jayne Oliver	Secretary	Not published	23 Feb 2004	4 other companies

Other companies run by these 6 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 9
closed down: 5
is FCA-registered: 1

In the full report: all 9 companies, named

What each company does, and whether it is still trading
Which of these 6 directors sit on each board, and since when
Any that went into liquidation or administration
The one on the FCA register
The 7 companies these 6 directors run together
All 7 people who have ever been directors, with their dates

Filed accounts and finances

Year to 31 March 2025Small company accountsNot audited

Net assets

£8.10m

+13% from £7.17m

Cash at bank

£8.88m

+26% from £7.04m

Employees (average)

49

+14% from 43

Owed within a year

£21.5m

+582% from £3.15m

Assets and liabilities

In the full report: all 6 years of accounts

Every year from 2020 to 2025
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 05045859. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

DOA Underwriting’s history from the FCA register and Companies House, newest first.

Key events (5) All events (16)

2017

11 September 2017

Regulated by the FCA from this date
Became authorised by the FCA

FCA register

2016

6 April 2016

David George Oliver became a part-owner (25–50% of shares)
Debra Jayne Oliver became a part-owner (25–50% of shares)

Companies House

2004

17 February 2004

Incorporated at Companies House

Companies House

In the full report: all 16 events

All 16 events in its history (5 shown here)
Every director appointment and resignation: 6

Firms connected to DOA Underwriting

Other FCA-listed firms that share a director, phone number or address with DOA Underwriting. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 2
share a director: 1
share its phone number: 2

In the full report: all 2 connected firms, named

How each is linked: shared directors (1), the same phone number (2), the same postcode (2)
Who links each one: the named directors, with dates

Firms like DOA Underwriting

Other firms of the same type (insurance broker), nearest first.

In Braintree

Shape Underwriting LimitedBraintreeAuthorised Notley Health LtdBraintreeAppointed representative Cameron Specialty Insurance LimitedBraintreeAppointed representative David OliverBraintreeAppointed representative Doa Special Facilities LimitedBraintreeAppointed representative Peritus Property LtdBraintreeAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on DOA Underwriting

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

9 other companies its directors have run, named
3 background checks on its contact details
6 years of accounts, charted
All 16 events in its history
2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is DOA Underwriting Limited FCA authorised?

Yes, DOA Underwriting Limited (FRN 772309) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since September 2017 and works as an insurance broker. The FCA has placed no limits on its permissions.

What is DOA Underwriting’s phone number and website?

The FCA register lists the phone number 01371 878550 and the website doainsurance.co.uk for DOA Underwriting. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by 2 other FCA firms.

Is DOA Underwriting a scam or clone?

DOA Underwriting is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with DOA Underwriting?

It is permitted to hold and control client money, which it must keep separate from its own. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about DOA Underwriting to the Financial Ombudsman Service, free of charge.

Who owns DOA Underwriting?

Companies House lists 2 people with significant control of DOA Underwriting: Mrs Debra Jayne Oliver (25–50% of shares) and Mr David George Oliver (25–50% of shares).

Who runs DOA Underwriting?

Companies House lists 6 directors of DOA Underwriting: David George Oliver, Debra Jayne Oliver, Phillip George Oliver, Damien Arthur Robert Abraham, Matthew Oliver and Jonathan Oliver.

How long has DOA Underwriting been in business?

The company was formed on 17 February 2004, and has held its current FCA authorisation since September 2017.

What do DOA Underwriting’s latest accounts show?

Its latest accounts, to 31 March 2025, show net assets of £8.10m (+13% from £7.17m) and cash at bank of £8.88m (+26% from £7.04m).

Does DOA Underwriting use any other names?

It trades as DOA, Excess Liabilities and Network XOL.