Douglas Rowe Financial Services Limited

Reference number: 758723

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Douglas Rowe Financial Services Limited (FRN 758723) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Douglas Rowe Financial Services's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Douglas Rowe Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When partnership.sjp.co.uk first appeared online, and whether it can receive email
  • What kind of line 01424 587034 is
  • Who else gives the postcode TN18 4RT
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Douglas Rowe Former name: A name it was registered under before.
  • Douglas Rowe Financial Solutions Former trading name: A name it used to trade under.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
22 March 2017 (9 years old)
Registered office
C/O Swann Accounting Limited, First Floor Offices, Hastings Fishmarket, Rock-A-Nore Road, Hastings, East Sussex, TN34 3DW, United Kingdom
Nature of business
  • Financial management (SIC 70221)

Directors and company secretaries

Name Role Born Appointed Other companies
Douglas Allan Rowe Director Oct 1983 22 Mar 2017 1 other company

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
closed down
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 March 2025Small company accountsNot audited

Net assets

£8,788

+396% from £1,771

Cash at bank

£874

−93% from £12.3k

Employees (average)

7

+17% from 6

Owed within a year

£207k

+67% from £124k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 10683771. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Douglas Rowe Financial Services’s history from the FCA register and Companies House, newest first.

2017

14 June 2017

  • Changed its registered name from "Douglas Rowe"

FCA register

22 March 2017

  • Incorporated at Companies House
  • Douglas Rowe became the majority owner (50–75% of shares)
  • Sarah Rowe became a part-owner (25–50% of shares)

Companies House

2016

16 September 2016

  • Became an appointed representative

FCA register

In the full report: all 9 events

  • All 9 events in its history (5 shown here)
  • Every director appointment and resignation: 1
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Firms like Douglas Rowe Financial Services

Other firms of the same type (financial adviser), nearest first.

In the Tonbridge (TN) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Douglas Rowe Financial Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 9 events in its history

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Frequently asked questions about this firm

Is Douglas Rowe Financial Services Limited FCA authorised?
Douglas Rowe Financial Services Limited (FRN 758723) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Douglas Rowe Financial Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Douglas Rowe Financial Services Limited (FRN 758723) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Douglas Rowe Financial Services's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Douglas Rowe Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Douglas Rowe Financial Services’ phone number and website?
The FCA register lists the phone number 01424 587034 and the website partnership.sjp.co.uk/dougrowefs/partner/dougrowefs for Douglas Rowe Financial Services. If you were given different contact details, use these to check with the firm before going any further.
Is Douglas Rowe Financial Services a scam or clone?
Douglas Rowe Financial Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Douglas Rowe Financial Services?
Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for Douglas Rowe Financial Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Douglas Rowe Financial Services?
Companies House lists 2 people with significant control of Douglas Rowe Financial Services: Douglas Rowe (50–75% of shares) and Sarah Rowe (25–50% of shares).
Who runs Douglas Rowe Financial Services?
Companies House lists one director of Douglas Rowe Financial Services: Douglas Allan Rowe.
How long has Douglas Rowe Financial Services been in business?
The company was formed on 22 March 2017.
What do Douglas Rowe Financial Services’ latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £8,788 (+396% from £1,771) and cash at bank of £874 (−93% from £12.3k).
Does Douglas Rowe Financial Services use any other names?
It has previously used 2 other names: Douglas Rowe and Douglas Rowe Financial Solutions.

Sources and links

The full report on Douglas Rowe Financial Services Limited

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