Downing Property Lending LLP

Reference number: 1051472

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On the register, but not FCA authorised

This firm is registered with the FCA for anti-money-laundering checks only, which is why it appears on the register. That is not authorisation: the FCA does not oversee how it treats customers, and FSCS protection does not apply.

What does this mean?
  • Some businesses are required by law to have an anti-money-laundering supervisor. For this kind of business that supervisor is the FCA, and the registration is the only reason the firm appears on the FCA register.
  • What the FCA checks is narrow: that the firm identifies its customers, keeps records, and reports suspicious activity. It is the anti-crime paperwork behind a bank asking you for ID.
  • It does not check anything about you as a customer. Not whether the firm treats you fairly, not whether it is financially sound, not whether what it sells is any good. The FCA describes firms registered this way as “not authorised or subject to wider FCA regulation”.
  • So if the firm fails or treats you badly, there is no FSCS compensation, and the Financial Ombudsman Service usually cannot look at a complaint about unregulated business.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • No phone number on the FCA register

  • Address

    3RD FLOOR, 10 LOWER THAMES STREET, LONDON, EC3R 6AF, United Kingdom

In the full report: 1 background check

  • Who else gives the postcode EC3R 6AF
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Past FCA permissions and consumer protection

  • Money-laundering registration only
    This firm is registered for anti-money-laundering supervision only. It is not FCA-authorised. Money you hand over is not protected by the FSCS, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
OC459045
Company status
Active
Company type
Limited liability partnership
Incorporated
4 December 2025 (less than a year old)
Registered office
10 Lower Thames Street, London, EC3R 6AF, England

Directors and company secretaries

Name Role Born Appointed Other companies
DOWNING GROUP LLP Corporate LLP designated member Not published 4 Dec 2025 6 other companies
DOWNING MEMBERS LIMITED Corporate LLP designated member Not published 4 Dec 2025 62 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
63
closed down
28
is FCA-registered
1

In the full report: all 63 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • The 5 companies these 2 directors run together
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Key dates in its history

Downing Property Lending’s history from the FCA register and Companies House, newest first.

2026

16 April 2026

  • Registered with the FCA

FCA register

2025

4 December 2025

  • Incorporated at Companies House
  • Downing Group LLP took control (75–100% of shares)

Companies House

Get the full report on Downing Property Lending

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 63 other companies its directors have run, named
  • 1 background check on its contact details

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Frequently asked questions about this firm

Is Downing Property Lending LLP FCA authorised?
Downing Property Lending LLP (FRN 1051472) is registered with the FCA under the Money Laundering Regulations only. That is anti-money-laundering supervision, not FCA authorisation, and the FCA does not supervise the firm's conduct.
Is Downing Property Lending a scam or clone?
Downing Property Lending is genuinely on the FCA's money-laundering register, so it is not an outright fake, but registration is not authorisation, and scammers impersonate registered firms too. Verify contact details against the register before sending money.
Is my money safe with Downing Property Lending?
Money you hand to Downing Property Lending is not protected by the FSCS. Money-laundering registration carries no compensation scheme, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.
Who owns Downing Property Lending?
Downing Property Lending is owned by Downing Group LLP, which holds 75–100% of votes, 75–100% of surplus assets and can appoint and remove the board, since 4 December 2025.
Who runs Downing Property Lending?
Companies House lists 2 directors of Downing Property Lending: Downing Group LLP and Downing Members Limited.
How long has Downing Property Lending been in business?
The company was formed on 4 December 2025.

Sources and links

The full report on Downing Property Lending LLP

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