Dr Kristina Jago Limited

Reference number: 1038317

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

Financing First Limited Reference number: 720098 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • DR KRISTINA JAGO LIMITED (FRN 1038317) introduces customers to Financing First Limited (FRN 720098). Any regulated advice or arranging is done by the principal, not DR KRISTINA JAGO.
  • Example: if DR KRISTINA JAGO refers you to a financial adviser, the advice should come from the principal firm, not from DR KRISTINA JAGO itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When dentalwellnesslounge.co.uk first appeared online, and whether it can receive email
  • What kind of line 0151 452 6006 is
  • Who else gives the postcode L15 5AN
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • The Dental and Wellness Lounge Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Financing First Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Concerns on the company record

  • Confirmation statement is overdue at Companies House.
Company number
13665653
Company status
Active
Company type
Private limited company
Incorporated
6 October 2021 (5 years old)
Registered office
332 Smithdown Road, Liverpool, L15 5AN, England
Nature of business
  • Dental practice activities (SIC 86230)

Directors and company secretaries

Name Role Born Appointed Other companies
Kristina Georgina Jago Director Mar 1989 6 Oct 2021 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 30 September 2025Small company accountsNot audited

Net assets

−£29.4k

Up £57.0k from −£86.4k

Cash at bank

£64.2k

Up £58.6k from £5,611

Employees (average)

5

+400% from 1

Owed within a year

£167k

+21% from £138k

Net assets are negative: on its last balance sheet the company owed £29.4k more than it owned.

Net assets

In the full report: all 4 years of accounts

  • Every year from 2022 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 13665653. Figures are exactly as filed; nothing is estimated.

Key dates in its history

Dr Kristina Jago’s history from the FCA register and Companies House, newest first.

2025

17 July 2025

  • Became an introducer appointed representative
  • Began trading as "The Dental and Wellness Lounge"

FCA register

2021

6 October 2021

  • Incorporated at Companies House
  • Kristina Georgina Jago took control (75–100% of shares)
  • Kristina Georgina Jago appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Dr Kristina Jago

Other firms of the same type (dental or medical practice), nearest first.

In Liverpool

Baycliff Dental SurgeryLiverpoolAppointed representativeChantastic LimitedLiverpoolAppointed representativeClay Partners LtdLiverpoolAppointed representativeCosmetic Surgery At The Royal Liver Building LtdLiverpoolAppointed representativeCromer House Dental Practice LimitedLiverpoolAppointed representativeEasy Dental LtdLiverpoolAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Dr Kristina Jago

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 4 years of accounts, charted
  • All 5 events in its history

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Frequently asked questions about this firm

Is Dr Kristina Jago Limited FCA authorised?
Dr Kristina Jago Limited (FRN 1038317) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Dr Kristina Jago?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Dr Kristina Jago Limited (FRN 1038317) introduces customers to Financing First Limited (FRN 720098). Any regulated advice or arranging is done by the principal, not Dr Kristina Jago. Example: if Dr Kristina Jago refers you to a financial adviser, the advice should come from the principal firm, not from Dr Kristina Jago itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Dr Kristina Jago’s phone number and website?
The FCA register lists the phone number 0151 452 6006 and the website dentalwellnesslounge.co.uk for Dr Kristina Jago. If you were given different contact details, use these to check with the firm before going any further.
Is Dr Kristina Jago a scam or clone?
Dr Kristina Jago is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Dr Kristina Jago?
Protection works through Financing First Limited, the principal firm responsible for Dr Kristina Jago's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Dr Kristina Jago?
Companies House lists one person with significant control of Dr Kristina Jago: Mrs Kristina Georgina Jago (75–100% of shares).
Who runs Dr Kristina Jago?
Companies House lists one director of Dr Kristina Jago: Kristina Georgina Jago.
How long has Dr Kristina Jago been in business?
The company was formed on 6 October 2021.
What do Dr Kristina Jago’s latest accounts show?
Its latest accounts, to 30 September 2025, show net assets of −£29.4k (up £57.0k from −£86.4k) and cash at bank of £64.2k (up £58.6k from £5,611).
Does Dr Kristina Jago use any other names?
It trades as The Dental and Wellness Lounge.

Sources and links

The full report on Dr Kristina Jago Limited

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