DRA Credit Management Ltd

Reference number: 707329

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When debtrecoveryagency.co.uk first appeared online, and whether it can receive email
  • What kind of line 028 4062 9524 is
  • Who else gives the postcode BT32 3LL
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • The Debt Recovery Agency Trading name

Past FCA permissions and consumer protection

  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Permissions on the FCA record

  • Lend or arrange credit
Show FCA detail (1 permission)
  • Debt-collecting

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
NI059400
Company status
Active
Company type
Private limited company
Incorporated
19 May 2006 (20 years old)
Registered office
Matches the FCA register address ✓
Nature of business
  • Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name Role Born Appointed Other companies
Anne Stone Director Jul 1962 23 Apr 2018 1 other company
Raphael Leon Stone Director May 1956 15 Oct 2024 2 other companies
Elliot Stone Director Feb 1995 31 Oct 2024 None

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
closed down
1
run together
1

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 1 company these 3 directors run together
  • All 7 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 May 2025Micro-entity accountsNot audited

Net assets

£349k

+43% from £245k

Employees (average)

5

+25% from 4

Owed within a year

£128k

−5.4% from £136k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company NI059400. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

DRA Credit Management’s history from the FCA register and Companies House, newest first.

Key events (9) All events (22)

2018

23 April 2018

  • Board replaced: both directors left and a new director took over
  • Elaine Crothers stopped being a part-owner
  • John Crothers stopped being a part-owner
  • Parkview Financial Management Limited took control (75–100% of shares)

Companies House

2017

1 January 2017

  • Elaine Crothers became a part-owner (25–50% of shares)
  • John Crothers became a part-owner (25–50% of shares)

Companies House

2016

11 January 2016

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2006

19 May 2006

  • Incorporated at Companies House

Companies House

In the full report: all 22 events

  • All 22 events in its history (9 shown here)
  • Every director appointment and resignation: 11
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Firms like DRA Credit Management

Other firms of the same type (debt collector), nearest first.

In the Belfast (BT) postcode area

Credit Solutions (Ireland) LtdLondonderryAuthorisedEnterprise Northern Ireland LtdLimavadyAuthorisedFrederick Nigel Arthur HallCraigavonAuthorisedIVA Watch LimitedLisburnAuthorisedJames ArmstrongBangorAuthorisedLegal & Financial Support Services LtdBelfastAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on DRA Credit Management

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 7 years of accounts, charted
  • All 22 events in its history

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Frequently asked questions about this firm

Is DRA Credit Management Ltd FCA authorised?
Yes, DRA Credit Management Ltd (FRN 707329) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2016 and works as a debt collector. The FCA has placed no limits on its permissions.
What is DRA Credit Management’s phone number and website?
The FCA register lists the phone number 028 4062 9524 and the website debtrecoveryagency.co.uk for DRA Credit Management. If you were given different contact details, use these to check with the firm before going any further.
Is DRA Credit Management a scam or clone?
DRA Credit Management is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with DRA Credit Management?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how DRA Credit Management handles your money, so check the specific product before you commit. You can also refer complaints about DRA Credit Management to the Financial Ombudsman Service, free of charge.
Who owns DRA Credit Management?
DRA Credit Management is owned by Parkview Financial Management Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 23 April 2018. Before that, it was controlled by Mr John Crothers and Mrs Elaine Crothers.
Who runs DRA Credit Management?
Companies House lists 3 directors of DRA Credit Management: Anne Stone, Raphael Leon Stone and Elliot Stone.
How long has DRA Credit Management been in business?
The company was formed on 19 May 2006, and has held its current FCA authorisation since January 2016.
What do DRA Credit Management’s latest accounts show?
Its latest accounts, to 31 May 2025, show net assets of £349k (+43% from £245k).
Does DRA Credit Management use any other names?
It trades as The Debt Recovery Agency.

Sources and links

The full report on DRA Credit Management Ltd

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