Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 10 years
- Protected through the principal
- No FCA actions
- Active company since 2013
- Accounts filed up to 28 September 2025
Responsible principal firm
Dragon Brokers Limited Reference number: 599430 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Dragon Mortgages Limited (FRN 747417) is an AR of Dragon Brokers Limited (FRN 599430). When you use Dragon Mortgages's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Dragon Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Stafford Court, 145 Washway Road, Sale, Greater Manchester, M33 7PE, United Kingdom
In the full report: 3 background checks
- When dragonfinance.co.uk first appeared online, and whether it can receive email
- What kind of line 0161 974 5100 is
- Who else gives the postcode M33 7PE
Other names (6)
If you were contacted under any of these names, it is this firm.
- Bolt Money Trading name: A name it trades under now.
- Dragon Finance Trading name: A name it trades under now.
- HomeLoanHub Trading name: A name it trades under now.
- Your Money Search Trading name: A name it trades under now.
- Dragon Compliance Limited Former name: A name it was registered under before.
- Money Saving Advisors Former trading name: A name it used to trade under.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Dragon Brokers Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company name
- DRAGON MORTGAGES LTD
- Company number
- 08410336 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 19 February 2013 (13 years old)
- Registered office
- 145 Washway Road, Sale, M33 7PE, England
- Nature of business
-
- Activities of insurance agents and brokers (SIC 66220)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Simon Wayne Smith | Director | Mar 1983 | 19 Feb 2013 | 4 other companies |
| Robin Lawrence Jones | Director | Mar 1986 | 1 May 2013 | 5 other companies |
| Warren David Paul Garner | Director | Sep 1987 | 13 Jan 2020 | None |
Other companies run by these 3 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 7
- closed down
- 3
- are FCA-registered
- 2
In the full report: all 7 companies, named
- What each company does, and whether it is still trading
- Which of these 3 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 2 on the FCA register
- The 2 companies these 3 directors run together
Filed accounts and finances
Net assets
£56.6k
Up £337k from −£280k
Employees (average)
18
+29% from 14
Owed within a year
£353k
−46% from £657k
Assets and liabilities
In the full report: all 6 years of accounts
- Every year from 2020 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 08410336. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Dragon Mortgages’s history from the FCA register and Companies House, newest first.
2026
25 March 2026
- Robin Lawrence Jones stopped being a part-owner
- Simon Smith stopped being a part-owner
- Ssrj Limited became the majority owner (50–75% of shares)
Companies House
2019
11 March 2019
- Changed its registered name from "Dragon Compliance Limited"
FCA register
18 February 2019
- Manchester Outsourcing Ltd stopped being a part-owner
Companies House
2016
24 August 2016
- Manchester Outsourcing Ltd became a part-owner (25–50% of shares)
Companies House
18 May 2016
- Became an appointed representative
FCA register
6 April 2016
- Robin Lawrence Jones became a part-owner (25–50% of shares)
- Simon Smith became a part-owner (25–50% of shares)
Companies House
2013
19 February 2013
- Incorporated at Companies House
Companies House
In the full report: all 22 events
- All 22 events in its history (10 shown here)
- Every director appointment and resignation: 3
Firms connected to Dragon Mortgages
Other FCA-listed firms that share a director, phone number or address with Dragon Mortgages. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 4
- share a director
- 1
- share its postcode
- 4
In the full report: all 4 connected firms, named
- How each is linked: shared directors (1), the same postcode (4)
- Who links each one: the named directors, with dates
- 1 past link through former directors
Firms like Dragon Mortgages
Other firms of the same type (insurance broker), nearest first.
In Sale
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Dragon Mortgages
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 7 other companies its directors have run, named
- 3 background checks on its contact details
- 6 years of accounts, charted
- All 22 events in its history
- 4 connected firms, named, and who links them
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Frequently asked questions about this firm
Is Dragon Mortgages Limited FCA authorised?
What does appointed representative mean for Dragon Mortgages?
What is Dragon Mortgages’ phone number and website?
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Is my money safe with Dragon Mortgages?
Who owns Dragon Mortgages?
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How long has Dragon Mortgages been in business?
What do Dragon Mortgages’ latest accounts show?
Does Dragon Mortgages use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk